Beaufort County, NC: Home-Insurance Distress & Forced-Sale Pressure
Beaufort County, NC: 76/100 (severe) home-insurance distress; Beaufort, NC band MEDIUM; Beaufort, NC #489 of 3,222 counties; Beaufort, NC #57 of 100 in North Carolina.
FEMA hazard, Beaufort, NC: 78/100; Beaufort, NC declarations, three years: 6; Beaufort, NC perils: 4 tropical-storm; Beaufort, NC five-year count 9 (severity 15.0); Beaufort, NC ten-year 9; hazard-weighted, Beaufort, NC: 12.0.
Declared incidents on the Beaufort, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Beaufort, NC).
NFIP claims, Beaufort, NC, three years: 16; Beaufort, NC payouts $75,398; per Beaufort, NC claim $4,712; Beaufort, NC claim-stress 72/100.
Beaufort, NC monthly score fell, 83 (March 2026) to 75 (October 2026); Beaufort, NC by month: March 83, April 83, May 81, June 81 (Beaufort, NC), July 78, August 80, September 77, October 75.
Beaufort, NC components: climate 77, NFIP claims 72; Beaufort, NC retreat index 75.
Construction distress, Beaufort, NC: 53/100 as of August 2026 (Beaufort, NC: 56/100 one-to-four unit, 0/100 multifamily).
Beaufort, NC ZIPs, June 2026 (Beaufort, NC, 15 highest): score 0 (Beaufort, NC), climate 92 (Beaufort, NC): 28586; score 0 (Beaufort, NC), climate 89 (Beaufort, NC): 27834, 27837; score 0 (Beaufort, NC), climate 87 (Beaufort, NC): 27806, 27808, 27814, 27817, Beaufort, NC 27821, 27865; score 0 (Beaufort, NC), climate 86 (Beaufort, NC): 27889; score 0 (Beaufort, NC), climate 72 (Beaufort, NC): 27810, 27860; score 0 (Beaufort, NC), climate 71 (Beaufort, NC): 27871; score 0 (Beaufort, NC), climate 64 (Beaufort, NC): 27892; score 0 (Beaufort, NC), climate 56 (Beaufort, NC): 27962.
DLRadar rescores Beaufort, NC monthly; Beaufort, NC readings join Beaufort, NC foreclosure, lien and ownership parcels (Beaufort, NC), so cost-squeezed Beaufort, NC owners surface before listing.
Inside North Carolina, Beaufort County ranks 57th of 100 counties for home-insurance distress at 76/100; Craven County (77/100) sits just above Beaufort County, and Johnston County (75/100) sits just below Beaufort County.
Deterministic. Every Beaufort County, NC signal traces to a public Beaufort dataset (FEMA, NFIP, Census for Beaufort, NC) · how insurance distress works in Beaufort, NC · methodology
FAQ: Beaufort County, NC insurance distress
What is the Beaufort County, NC home-insurance-distress score?
Beaufort, NC: 76/100 (MEDIUM), #489 of 3,222, #57 in North Carolina. FEMA hazard, Beaufort, NC: 78/100; NFIP stress, Beaufort, NC: 72/100; construction, Beaufort, NC: 53/100; Beaufort, NC rescores monthly.
Is Beaufort County insurance distress getting better or worse (NC)?
Beaufort, NC: 83 in March 2026; Beaufort, NC: 75 in October 2026 (better); Beaufort, NC climate component 77; Beaufort, NC NFIP claims score 72.
How many flood-insurance claims has Beaufort County, NC had?
Beaufort, NC: 16 NFIP claims, three years; Beaufort, NC paid $75,398; per Beaufort, NC claim $4,712; carriers reprice Beaufort, NC against that record.
Which Beaufort County ZIP codes carry the most insurance distress (NC)?
Beaufort, NC, June 2026: 28586 at 0, 27834 at 0, 27837 at 0, 27806 at 0; Beaufort, NC climate scores there: 92, 89, 89, 87.
Why does Beaufort, NC insurance distress create sellers?
A Beaufort, NC premium outruns the Beaufort, NC budget; a carrier leaves Beaufort, NC; Beaufort, NC carrying cost passes plan; Beaufort, NC owners sell while current; Beaufort, NC insurance distress leads Beaufort, NC foreclosure data.