Bertie County, NC: Home-Insurance Distress & Forced-Sale Pressure
Bertie County, NC: 70/100 (severe) home-insurance distress; Bertie, NC band MEDIUM; Bertie, NC #627 of 3,222 counties; Bertie, NC #75 of 100 in North Carolina.
FEMA hazard, Bertie, NC: 78/100; Bertie, NC declarations, three years: 6; Bertie, NC perils: 4 tropical-storm; Bertie, NC five-year count 9 (severity 15.0); Bertie, NC ten-year 9; hazard-weighted, Bertie, NC: 12.0.
Declared incidents on the Bertie, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Bertie, NC).
NFIP claims, Bertie, NC, three years: 1; Bertie, NC payouts $15,122; per Bertie, NC claim $15,122; Bertie, NC claim-stress 58/100.
Bertie, NC monthly score fell, 78 (March 2026) to 70 (October 2026); Bertie, NC by month: March 78, April 78, May 76, June 76 (Bertie, NC), July 73, August 75, September 72, October 70.
Bertie, NC components: climate 77, NFIP claims 58; Bertie, NC retreat index 70.
Construction distress, Bertie, NC: 54/100 as of August 2026 (Bertie, NC: 54/100 one-to-four unit, 0/100 multifamily).
Bertie, NC ZIPs, June 2026 (Bertie, NC, 10 highest): score 0 (Bertie, NC), climate 61 (Bertie, NC): 27805, 27847, 27849, 27872, Bertie, NC 27910, 27924, 27957, 27967, Bertie, NC 27983; score 0 (Bertie, NC), climate 36 (Bertie, NC): 27869.
DLRadar rescores Bertie, NC monthly; Bertie, NC readings join Bertie, NC foreclosure, lien and ownership parcels (Bertie, NC), so cost-squeezed Bertie, NC owners surface before listing.
Inside North Carolina, Bertie County ranks 75th of 100 counties for home-insurance distress at 70/100; Lenoir County (70/100) sits just above Bertie County, and Duplin County (70/100) sits just below Bertie County.
Deterministic. Every Bertie County, NC signal traces to a public Bertie dataset (FEMA, NFIP, Census for Bertie, NC) · how insurance distress works in Bertie, NC · methodology
FAQ: Bertie County, NC insurance distress
What is the Bertie County, NC home-insurance-distress score?
Bertie, NC: 70/100 (MEDIUM), #627 of 3,222, #75 in North Carolina. FEMA hazard, Bertie, NC: 78/100; NFIP stress, Bertie, NC: 58/100; construction, Bertie, NC: 54/100; Bertie, NC rescores monthly.
Is Bertie County insurance distress getting better or worse (NC)?
Bertie, NC: 78 in March 2026; Bertie, NC: 70 in October 2026 (better); Bertie, NC climate component 77; Bertie, NC NFIP claims score 58.
How many flood-insurance claims has Bertie County, NC had?
Bertie, NC: 1 NFIP claims, three years; Bertie, NC paid $15,122; per Bertie, NC claim $15,122; carriers reprice Bertie, NC against that record.
Which Bertie County ZIP codes carry the most insurance distress (NC)?
Bertie, NC, June 2026: 27805 at 0, 27847 at 0, 27849 at 0, 27872 at 0; Bertie, NC climate scores there: 61, 61, 61, 61.
Why does Bertie, NC insurance distress create sellers?
A Bertie, NC premium outruns the Bertie, NC budget; a carrier leaves Bertie, NC; Bertie, NC carrying cost passes plan; Bertie, NC owners sell while current; Bertie, NC insurance distress leads Bertie, NC foreclosure data.