Camden County, NC: Home-Insurance Distress & Forced-Sale Pressure
Camden County, NC: 71/100 (severe) home-insurance distress; Camden, NC band MEDIUM; Camden, NC #604 of 3,222 counties; Camden, NC #68 of 100 in North Carolina; raw Camden, NC 76.2.
FEMA hazard, Camden, NC: 78/100; Camden, NC declarations, three years: 9; Camden, NC perils: 6 tropical-storm; Camden, NC five-year count 9 (severity 15.0); Camden, NC ten-year 9; hazard-weighted, Camden, NC: 18.0.
Declared incidents on the Camden, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Camden, NC).
NFIP claims, Camden, NC, three years: 3; Camden, NC payouts $14,081; per Camden, NC claim $4,694; Camden, NC claim-stress 60/100.
Camden, NC monthly score fell, 78 (March 2026) to 70 (October 2026); Camden, NC by month: March 78, April 78, May 76, June 76 (Camden, NC), July 73, August 76, September 72, October 70.
Camden, NC components: climate 77, NFIP claims 60; Camden, NC retreat index 70.
Construction distress, Camden, NC: 5/100 as of August 2026 (Camden, NC: 5/100 one-to-four unit, 0/100 multifamily).
Camden, NC ZIPs, June 2026 (Camden, NC, 5 highest): score 0 (Camden, NC), climate 58 (Camden, NC): 27909; score 0 (Camden, NC), climate 19 (Camden, NC): 27973; score 0 (Camden, NC), climate 5 (Camden, NC): 27921, 27974, 27976.
DLRadar rescores Camden, NC monthly; Camden, NC readings join Camden, NC foreclosure, lien and ownership parcels (Camden, NC), so cost-squeezed Camden, NC owners surface before listing.
Inside North Carolina, Camden County ranks 68th of 100 counties for home-insurance distress at 71/100; Pasquotank County (72/100) sits just above Camden County, and Lincoln County (71/100) sits just below Camden County.
Deterministic. Every Camden County, NC signal traces to a public Camden dataset (FEMA, NFIP, Census for Camden, NC) · how insurance distress works in Camden, NC · methodology
FAQ: Camden County, NC insurance distress
What is the Camden County, NC home-insurance-distress score?
Camden, NC: 71/100 (MEDIUM), #604 of 3,222, #68 in North Carolina. FEMA hazard, Camden, NC: 78/100; NFIP stress, Camden, NC: 60/100; construction, Camden, NC: 5/100; Camden, NC rescores monthly.
Is Camden County insurance distress getting better or worse (NC)?
Camden, NC: 78 in March 2026; Camden, NC: 70 in October 2026 (better); Camden, NC climate component 77; Camden, NC NFIP claims score 60.
How many flood-insurance claims has Camden County, NC had?
Camden, NC: 3 NFIP claims, three years; Camden, NC paid $14,081; per Camden, NC claim $4,694; carriers reprice Camden, NC against that record.
Which Camden County ZIP codes carry the most insurance distress (NC)?
Camden, NC, June 2026: 27909 at 0, 27973 at 0, 27921 at 0, 27974 at 0; Camden, NC climate scores there: 58, 19, 5, 5.
Why does Camden, NC insurance distress create sellers?
A Camden, NC premium outruns the Camden, NC budget; a carrier leaves Camden, NC; Camden, NC carrying cost passes plan; Camden, NC owners sell while current; Camden, NC insurance distress leads Camden, NC foreclosure data.