Caswell County, NC: Home-Insurance Distress & Forced-Sale Pressure
Caswell County, NC: 40/100 (moderate) home-insurance distress; Caswell, NC band LOW; Caswell, NC #1,311 of 3,222 counties; Caswell, NC #90 of 100 in North Carolina; raw Caswell, NC 46.8; Caswell, NC coverage multiplier 0.85.
FEMA hazard, Caswell, NC: 78/100; Caswell, NC declarations, three years: 8; Caswell, NC perils: 4 tropical-storm; Caswell, NC five-year count 12 (severity 21.0); Caswell, NC ten-year 12; hazard-weighted, Caswell, NC: 12.0.
Declared incidents on the Caswell, NC record: 2026 Winter Storm 2; 2025 Tropical Depression 2 (Caswell, NC); 2024 Tropical Storm 4 (Caswell, NC).
NFIP claims, Caswell, NC, three years: none; Caswell, NC claim-stress 0/100.
Caswell, NC monthly score fell, 45 (March 2026) to 39 (October 2026); Caswell, NC by month: March 45, April 45, May 44, June 44 (Caswell, NC), July 41, August 43, September 40, October 39.
Caswell, NC components: climate 77; Caswell, NC retreat index 39; Caswell, NC climate multiplier 0.85.
Construction distress, Caswell, NC: 14/100 as of August 2026 (Caswell, NC: 16/100 one-to-four unit, 2/100 multifamily).
Caswell, NC ZIPs, June 2026 (Caswell, NC, 16 highest): score 0 (Caswell, NC), climate 88 (Caswell, NC): 27249; score 0 (Caswell, NC), climate 80 (Caswell, NC): 27231; score 0 (Caswell, NC), climate 69 (Caswell, NC): 27217; score 0 (Caswell, NC), climate 66 (Caswell, NC): 27302; score 0 (Caswell, NC), climate 64 (Caswell, NC): 27320; score 0 (Caswell, NC), climate 56 (Caswell, NC): 27244; score 0 (Caswell, NC), climate 54 (Caswell, NC): 27326; score 0 (Caswell, NC), climate 52 (Caswell, NC): 27541; score 0 (Caswell, NC), climate 34 (Caswell, NC): 27343; score 0 (Caswell, NC), climate 29 (Caswell, NC): 27311; score 0 (Caswell, NC), climate 26 (Caswell, NC): 27291; score 0 (Caswell, NC), climate 21 (Caswell, NC): 27212, 27305, 27314, 27315, Caswell, NC 27379.
DLRadar rescores Caswell, NC monthly; Caswell, NC readings join Caswell, NC foreclosure, lien and ownership parcels (Caswell, NC), so cost-squeezed Caswell, NC owners surface before listing.
Inside North Carolina, Caswell County ranks 90th of 100 counties for home-insurance distress at 40/100; Alexander County (40/100) sits just above Caswell County, and Davie County (40/100) sits just below Caswell County.
Deterministic. Every Caswell County, NC signal traces to a public Caswell dataset (FEMA, NFIP, Census for Caswell, NC) · how insurance distress works in Caswell, NC · methodology
FAQ: Caswell County, NC insurance distress
What is the Caswell County, NC home-insurance-distress score?
Caswell, NC: 40/100 (LOW), #1,311 of 3,222, #90 in North Carolina. FEMA hazard, Caswell, NC: 78/100; NFIP stress, Caswell, NC: 0/100; construction, Caswell, NC: 14/100; Caswell, NC rescores monthly.
Is Caswell County insurance distress getting better or worse (NC)?
Caswell, NC: 45 in March 2026; Caswell, NC: 39 in October 2026 (better); Caswell, NC climate component 77.
Which Caswell County ZIP codes carry the most insurance distress (NC)?
Caswell, NC, June 2026: 27249 at 0, 27231 at 0, 27217 at 0, 27302 at 0; Caswell, NC climate scores there: 88, 80, 69, 66.
Why does Caswell, NC insurance distress create sellers?
A Caswell, NC premium outruns the Caswell, NC budget; a carrier leaves Caswell, NC; Caswell, NC carrying cost passes plan; Caswell, NC owners sell while current; Caswell, NC insurance distress leads Caswell, NC foreclosure data.