Catawba County, NC: Home-Insurance Distress & Forced-Sale Pressure
Catawba County, NC: 82/100 (severe) home-insurance distress; Catawba, NC band HIGH; Catawba, NC #285 of 3,222 counties; Catawba, NC #36 of 100 in North Carolina.
FEMA hazard, Catawba, NC: 78/100; Catawba, NC declarations, three years: 6; Catawba, NC perils: 4 tropical-storm; Catawba, NC five-year count 9 (severity 15.0); Catawba, NC ten-year 9; hazard-weighted, Catawba, NC: 12.0.
Declared incidents on the Catawba, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Catawba, NC).
NFIP claims, Catawba, NC, three years: 21; Catawba, NC payouts $896,856; per Catawba, NC claim $42,707; Catawba, NC claim-stress 89/100.
Catawba, NC monthly score fell, 89 (March 2026) to 82 (October 2026); Catawba, NC by month: March 89, April 89, May 87, June 87 (Catawba, NC), July 84, August 86, September 83, October 82.
Catawba, NC components: climate 77, NFIP claims 89; Catawba, NC retreat index 82.
Construction distress, Catawba, NC: 32/100 as of August 2026 (Catawba, NC: 27/100 one-to-four unit, 51/100 multifamily).
Catawba, NC ZIPs, June 2026 (Catawba, NC, 14 highest): score 0 (Catawba, NC), climate 81 (Catawba, NC): 28609, 28610, 28613, 28658, Catawba, NC 28673, 28682; score 0 (Catawba, NC), climate 80 (Catawba, NC): 28650; score 0 (Catawba, NC), climate 79 (Catawba, NC): 28602; score 0 (Catawba, NC), climate 77 (Catawba, NC): 28168; score 0 (Catawba, NC), climate 75 (Catawba, NC): 28037, 28092; score 0 (Catawba, NC), climate 73 (Catawba, NC): 28601; score 0 (Catawba, NC), climate 70 (Catawba, NC): 28090; score 0 (Catawba, NC), climate 68 (Catawba, NC): 28612.
DLRadar rescores Catawba, NC monthly; Catawba, NC readings join Catawba, NC foreclosure, lien and ownership parcels (Catawba, NC), so cost-squeezed Catawba, NC owners surface before listing.
Inside North Carolina, Catawba County ranks 36th of 100 counties for home-insurance distress at 82/100; Wilson County (83/100) sits just above Catawba County, and Robeson County (82/100) sits just below Catawba County.
Deterministic. Every Catawba County, NC signal traces to a public Catawba dataset (FEMA, NFIP, Census for Catawba, NC) · how insurance distress works in Catawba, NC · methodology
FAQ: Catawba County, NC insurance distress
What is the Catawba County, NC home-insurance-distress score?
Catawba, NC: 82/100 (HIGH), #285 of 3,222, #36 in North Carolina. FEMA hazard, Catawba, NC: 78/100; NFIP stress, Catawba, NC: 89/100; construction, Catawba, NC: 32/100; Catawba, NC rescores monthly.
Is Catawba County insurance distress getting better or worse (NC)?
Catawba, NC: 89 in March 2026; Catawba, NC: 82 in October 2026 (better); Catawba, NC climate component 77; Catawba, NC NFIP claims score 89.
How many flood-insurance claims has Catawba County, NC had?
Catawba, NC: 21 NFIP claims, three years; Catawba, NC paid $896,856; per Catawba, NC claim $42,707; carriers reprice Catawba, NC against that record.
Which Catawba County ZIP codes carry the most insurance distress (NC)?
Catawba, NC, June 2026: 28609 at 0, 28610 at 0, 28613 at 0, 28658 at 0; Catawba, NC climate scores there: 81, 81, 81, 81.
Why does Catawba, NC insurance distress create sellers?
A Catawba, NC premium outruns the Catawba, NC budget; a carrier leaves Catawba, NC; Catawba, NC carrying cost passes plan; Catawba, NC owners sell while current; Catawba, NC insurance distress leads Catawba, NC foreclosure data.