Chowan County, NC: Home-Insurance Distress & Forced-Sale Pressure
Chowan County, NC: 68/100 (elevated) home-insurance distress; Chowan, NC band MEDIUM; Chowan, NC #692 of 3,222 counties; Chowan, NC #80 of 100 in North Carolina.
FEMA hazard, Chowan, NC: 78/100; Chowan, NC declarations, three years: 6; Chowan, NC perils: 4 tropical-storm; Chowan, NC five-year count 9 (severity 15.0); Chowan, NC ten-year 9; hazard-weighted, Chowan, NC: 12.0.
Declared incidents on the Chowan, NC record: 2026 Winter Storm 3; 2024 Tropical Storm 6 (Chowan, NC).
NFIP claims, Chowan, NC, three years: 1; Chowan, NC payouts $4,469; per Chowan, NC claim $4,469; Chowan, NC claim-stress 52/100.
Chowan, NC monthly score fell, 76 (March 2026) to 74 (October 2026); Chowan, NC by month: March 76, April 76, May 74, June 74 (Chowan, NC), July 71, August 73, September 70, October 74.
Chowan, NC components: climate 88, NFIP claims 52; Chowan, NC retreat index 74.
Construction distress, Chowan, NC: 24/100 as of August 2026 (Chowan, NC: 24/100 one-to-four unit, 0/100 multifamily).
Chowan, NC ZIPs, June 2026 (Chowan, NC, 4 highest): score 0 (Chowan, NC), climate 35 (Chowan, NC): 27919; score 0 (Chowan, NC), climate 33 (Chowan, NC): 27932, 27980; score 0 (Chowan, NC), climate 14 (Chowan, NC): 27946.
DLRadar rescores Chowan, NC monthly; Chowan, NC readings join Chowan, NC foreclosure, lien and ownership parcels (Chowan, NC), so cost-squeezed Chowan, NC owners surface before listing.
Inside North Carolina, Chowan County ranks 80th of 100 counties for home-insurance distress at 68/100; Perquimans County (69/100) sits just above Chowan County, and Hoke County (68/100) sits just below Chowan County.
Deterministic. Every Chowan County, NC signal traces to a public Chowan dataset (FEMA, NFIP, Census for Chowan, NC) · how insurance distress works in Chowan, NC · methodology
FAQ: Chowan County, NC insurance distress
What is the Chowan County, NC home-insurance-distress score?
Chowan, NC: 68/100 (MEDIUM), #692 of 3,222, #80 in North Carolina. FEMA hazard, Chowan, NC: 78/100; NFIP stress, Chowan, NC: 52/100; construction, Chowan, NC: 24/100; Chowan, NC rescores monthly.
Is Chowan County insurance distress getting better or worse (NC)?
Chowan, NC: 76 in March 2026; Chowan, NC: 74 in October 2026 (better); Chowan, NC climate component 88; Chowan, NC NFIP claims score 52.
How many flood-insurance claims has Chowan County, NC had?
Chowan, NC: 1 NFIP claims, three years; Chowan, NC paid $4,469; per Chowan, NC claim $4,469; carriers reprice Chowan, NC against that record.
Which Chowan County ZIP codes carry the most insurance distress (NC)?
Chowan, NC, June 2026: 27919 at 0, 27932 at 0, 27980 at 0, 27946 at 0; Chowan, NC climate scores there: 35, 33, 33, 14.
Why does Chowan, NC insurance distress create sellers?
A Chowan, NC premium outruns the Chowan, NC budget; a carrier leaves Chowan, NC; Chowan, NC carrying cost passes plan; Chowan, NC owners sell while current; Chowan, NC insurance distress leads Chowan, NC foreclosure data.