Craven County, NC: Home-Insurance Distress & Forced-Sale Pressure
Craven County, NC: 77/100 (severe) home-insurance distress; Craven, NC band MEDIUM; Craven, NC #459 of 3,222 counties; Craven, NC #56 of 100 in North Carolina.
FEMA hazard, Craven, NC: 78/100; Craven, NC declarations, three years: 6; Craven, NC perils: 4 tropical-storm; Craven, NC five-year count 9 (severity 15.0); Craven, NC ten-year 9; hazard-weighted, Craven, NC: 12.0.
Declared incidents on the Craven, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Craven, NC).
NFIP claims, Craven, NC, three years: 11; Craven, NC payouts $121,720; per Craven, NC claim $11,065; Craven, NC claim-stress 75/100.
Craven, NC monthly score fell, 84 (March 2026) to 76 (October 2026); Craven, NC by month: March 84, April 84, May 82, June 82 (Craven, NC), July 79, August 81, September 78, October 76.
Craven, NC components: climate 77, NFIP claims 75; Craven, NC retreat index 76.
Construction distress, Craven, NC: 54/100 as of August 2026 (Craven, NC: 55/100 one-to-four unit, 0/100 multifamily).
Craven, NC ZIPs, June 2026 (Craven, NC, 11 highest): score 0 (Craven, NC), climate 93 (Craven, NC): 28519, 28523, 28527, 28532, Craven, NC 28533; score 0 (Craven, NC), climate 92 (Craven, NC): 28586; score 0 (Craven, NC), climate 90 (Craven, NC): 28562; score 0 (Craven, NC), climate 85 (Craven, NC): 28560; score 0 (Craven, NC), climate 84 (Craven, NC): 28530; score 0 (Craven, NC), climate 81 (Craven, NC): 28526; score 0 (Craven, NC), climate 57 (Craven, NC): 28573.
DLRadar rescores Craven, NC monthly; Craven, NC readings join Craven, NC foreclosure, lien and ownership parcels (Craven, NC), so cost-squeezed Craven, NC owners surface before listing.
Inside North Carolina, Craven County ranks 56th of 100 counties for home-insurance distress at 77/100; Scotland County (77/100) sits just above Craven County, and Beaufort County (76/100) sits just below Craven County.
Deterministic. Every Craven County, NC signal traces to a public Craven dataset (FEMA, NFIP, Census for Craven, NC) · how insurance distress works in Craven, NC · methodology
FAQ: Craven County, NC insurance distress
What is the Craven County, NC home-insurance-distress score?
Craven, NC: 77/100 (MEDIUM), #459 of 3,222, #56 in North Carolina. FEMA hazard, Craven, NC: 78/100; NFIP stress, Craven, NC: 75/100; construction, Craven, NC: 54/100; Craven, NC rescores monthly.
Is Craven County insurance distress getting better or worse (NC)?
Craven, NC: 84 in March 2026; Craven, NC: 76 in October 2026 (better); Craven, NC climate component 77; Craven, NC NFIP claims score 75.
How many flood-insurance claims has Craven County, NC had?
Craven, NC: 11 NFIP claims, three years; Craven, NC paid $121,720; per Craven, NC claim $11,065; carriers reprice Craven, NC against that record.
Which Craven County ZIP codes carry the most insurance distress (NC)?
Craven, NC, June 2026: 28519 at 0, 28523 at 0, 28527 at 0, 28532 at 0; Craven, NC climate scores there: 93, 93, 93, 93.
Why does Craven, NC insurance distress create sellers?
A Craven, NC premium outruns the Craven, NC budget; a carrier leaves Craven, NC; Craven, NC carrying cost passes plan; Craven, NC owners sell while current; Craven, NC insurance distress leads Craven, NC foreclosure data.