Dare County, NC: Home-Insurance Distress & Forced-Sale Pressure
Dare County, NC: 91/100 (severe) home-insurance distress; Dare, NC band HIGH; Dare, NC #90 of 3,222 counties; Dare, NC #6 of 100 in North Carolina; raw Dare, NC 94.0.
FEMA hazard, Dare, NC: 90/100; Dare, NC declarations, three years: 12; Dare, NC perils: 9 tropical-storm; Dare, NC five-year count 12 (severity 19.5); Dare, NC ten-year 12; hazard-weighted, Dare, NC: 27.0.
Declared incidents on the Dare, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 6 (Dare, NC).
NFIP claims, Dare, NC, three years: 400; Dare, NC payouts $11,446,514; per Dare, NC claim $28,616; Dare, NC claim-stress 93/100.
Dare, NC monthly score fell, 94 (March 2026) to 90 (October 2026); Dare, NC by month: March 94, April 94, May 93, June 93 (Dare, NC), July 91, August 93, September 92, October 90.
Dare, NC components: climate 88, NFIP claims 93; Dare, NC retreat index 90.
Construction distress, Dare, NC: 50/100 as of August 2026 (Dare, NC: 49/100 one-to-four unit, 100/100 multifamily).
Dare, NC ZIPs, June 2026 (Dare, NC, 14 highest): score 0 (Dare, NC), climate 89 (Dare, NC): 27915, 27920, 27936, 27943, Dare, NC 27948, 27949, 27953, 27954, Dare, NC 27959, 27968, 27972, 27978, Dare, NC 27981, 27982.
DLRadar rescores Dare, NC monthly; Dare, NC readings join Dare, NC foreclosure, lien and ownership parcels (Dare, NC), so cost-squeezed Dare, NC owners surface before listing.
Inside North Carolina, Dare County ranks 6th of 100 counties for home-insurance distress at 91/100; New Hanover County (91/100) sits just above Dare County, and Swain County (89/100) sits just below Dare County.
Deterministic. Every Dare County, NC signal traces to a public Dare dataset (FEMA, NFIP, Census for Dare, NC) · how insurance distress works in Dare, NC · methodology
FAQ: Dare County, NC insurance distress
What is the Dare County, NC home-insurance-distress score?
Dare, NC: 91/100 (HIGH), #90 of 3,222, #6 in North Carolina. FEMA hazard, Dare, NC: 90/100; NFIP stress, Dare, NC: 93/100; construction, Dare, NC: 50/100; Dare, NC rescores monthly.
Is Dare County insurance distress getting better or worse (NC)?
Dare, NC: 94 in March 2026; Dare, NC: 90 in October 2026 (better); Dare, NC climate component 88; Dare, NC NFIP claims score 93.
How many flood-insurance claims has Dare County, NC had?
Dare, NC: 400 NFIP claims, three years; Dare, NC paid $11,446,514; per Dare, NC claim $28,616; carriers reprice Dare, NC against that record.
Which Dare County ZIP codes carry the most insurance distress (NC)?
Dare, NC, June 2026: 27915 at 0, 27920 at 0, 27936 at 0, 27943 at 0; Dare, NC climate scores there: 89, 89, 89, 89.
Why does Dare, NC insurance distress create sellers?
A Dare, NC premium outruns the Dare, NC budget; a carrier leaves Dare, NC; Dare, NC carrying cost passes plan; Dare, NC owners sell while current; Dare, NC insurance distress leads Dare, NC foreclosure data.