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Davie County, NC: Home-Insurance Distress & Forced-Sale Pressure

Davie County, NC: 40/100 (moderate) home-insurance distress; Davie, NC band LOW; Davie, NC #1,312 of 3,222 counties; Davie, NC #91 of 100 in North Carolina; raw Davie, NC 52.0; Davie, NC coverage multiplier 0.85.

FEMA hazard, Davie, NC: 78/100; Davie, NC declarations, three years: 9; Davie, NC perils: 6 tropical-storm; Davie, NC five-year count 9 (severity 15.0); Davie, NC ten-year 9; hazard-weighted, Davie, NC: 18.0.

Declared incidents on the Davie, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Davie, NC).

NFIP claims, Davie, NC, three years: none; Davie, NC claim-stress 0/100.

Davie, NC monthly score fell, 45 (March 2026) to 39 (October 2026); Davie, NC by month: March 45, April 45, May 44, June 44 (Davie, NC), July 41, August 43, September 40, October 39.

Davie, NC components: climate 77; Davie, NC retreat index 39; Davie, NC climate multiplier 0.85.

Construction distress, Davie, NC: 49/100 as of August 2026 (Davie, NC: 58/100 one-to-four unit, 27/100 multifamily).

Davie, NC ZIPs, June 2026 (Davie, NC, 6 highest): score 0 (Davie, NC), climate 82 (Davie, NC): 28625; score 0 (Davie, NC), climate 78 (Davie, NC): 28634; score 0 (Davie, NC), climate 44 (Davie, NC): 27006, 27014, 27028; score 0 (Davie, NC), climate 37 (Davie, NC): 27055.

DLRadar rescores Davie, NC monthly; Davie, NC readings join Davie, NC foreclosure, lien and ownership parcels (Davie, NC), so cost-squeezed Davie, NC owners surface before listing.

Inside North Carolina, Davie County ranks 91st of 100 counties for home-insurance distress at 40/100; Caswell County (40/100) sits just above Davie County, and Gates County (40/100) sits just below Davie County.

Insurance distress
40/100
Davie, NC: LOW
National rank
#1312
Davie, NC: of 3,222 counties
FEMA hazard
78/100
Davie County hazard
NFIP claim stress
0/100
Davie, NC 3-year
Flood claims (3y)
0
Davie, NC
Claims paid (3y)
$0
Davie, NC payouts
Per claim
$0
Davie, NC
Construction distress
49/100
Davie, NC

Deterministic. Every Davie County, NC signal traces to a public Davie dataset (FEMA, NFIP, Census for Davie, NC) · how insurance distress works in Davie, NC · methodology

FAQ: Davie County, NC insurance distress

What is the Davie County, NC home-insurance-distress score?

Davie, NC: 40/100 (LOW), #1,312 of 3,222, #91 in North Carolina. FEMA hazard, Davie, NC: 78/100; NFIP stress, Davie, NC: 0/100; construction, Davie, NC: 49/100; Davie, NC rescores monthly.

Is Davie County insurance distress getting better or worse (NC)?

Davie, NC: 45 in March 2026; Davie, NC: 39 in October 2026 (better); Davie, NC climate component 77.

Which Davie County ZIP codes carry the most insurance distress (NC)?

Davie, NC, June 2026: 28625 at 0, 28634 at 0, 27006 at 0, 27014 at 0; Davie, NC climate scores there: 82, 78, 44, 44.

Why does Davie, NC insurance distress create sellers?

A Davie, NC premium outruns the Davie, NC budget; a carrier leaves Davie, NC; Davie, NC carrying cost passes plan; Davie, NC owners sell while current; Davie, NC insurance distress leads Davie, NC foreclosure data.

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