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Edgecombe County, NC: Home-Insurance Distress & Forced-Sale Pressure

Edgecombe County, NC: 71/100 (severe) home-insurance distress; Edgecombe, NC band MEDIUM; Edgecombe, NC #614 of 3,222 counties; Edgecombe, NC #72 of 100 in North Carolina.

FEMA hazard, Edgecombe, NC: 78/100; Edgecombe, NC declarations, three years: 6; Edgecombe, NC perils: 4 tropical-storm; Edgecombe, NC five-year count 9 (severity 15.0); Edgecombe, NC ten-year 9; hazard-weighted, Edgecombe, NC: 12.0.

Declared incidents on the Edgecombe, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Edgecombe, NC).

NFIP claims, Edgecombe, NC, three years: 3; Edgecombe, NC payouts $9,920; per Edgecombe, NC claim $3,307; Edgecombe, NC claim-stress 59/100.

Edgecombe, NC monthly score fell, 78 (March 2026) to 70 (October 2026); Edgecombe, NC by month: March 78, April 78, May 76, June 76 (Edgecombe, NC), July 73, August 76, September 72, October 70.

Edgecombe, NC components: climate 77, NFIP claims 59; Edgecombe, NC retreat index 70.

Construction distress, Edgecombe, NC: 48/100 as of August 2026 (Edgecombe, NC: 55/100 one-to-four unit, 3/100 multifamily).

Edgecombe, NC ZIPs, June 2026 (Edgecombe, NC, 16 highest): score 0 (Edgecombe, NC), climate 89 (Edgecombe, NC): 27834; score 0 (Edgecombe, NC), climate 83 (Edgecombe, NC): 27812, 27829; score 0 (Edgecombe, NC), climate 78 (Edgecombe, NC): 27803; score 0 (Edgecombe, NC), climate 77 (Edgecombe, NC): 27878; score 0 (Edgecombe, NC), climate 75 (Edgecombe, NC): 27822, 27891; score 0 (Edgecombe, NC), climate 74 (Edgecombe, NC): 27809, 27852; score 0 (Edgecombe, NC), climate 72 (Edgecombe, NC): 27886; score 0 (Edgecombe, NC), climate 71 (Edgecombe, NC): 27801, 27815, 27819, 27864, Edgecombe, NC 27881; score 0 (Edgecombe, NC), climate 67 (Edgecombe, NC): 27843.

DLRadar rescores Edgecombe, NC monthly; Edgecombe, NC readings join Edgecombe, NC foreclosure, lien and ownership parcels (Edgecombe, NC), so cost-squeezed Edgecombe, NC owners surface before listing.

Inside North Carolina, Edgecombe County ranks 72nd of 100 counties for home-insurance distress at 71/100; Person County (71/100) sits just above Edgecombe County, and Washington County (70/100) sits just below Edgecombe County.

Insurance distress
71/100
Edgecombe, NC: MEDIUM
National rank
#614
Edgecombe, NC: of 3,222 counties
FEMA hazard
78/100
Edgecombe County hazard
NFIP claim stress
59/100
Edgecombe, NC 3-year
Flood claims (3y)
3
Edgecombe, NC
Claims paid (3y)
$9,920
Edgecombe, NC payouts
Per claim
$3,307
Edgecombe, NC
Construction distress
48/100
Edgecombe, NC

Deterministic. Every Edgecombe County, NC signal traces to a public Edgecombe dataset (FEMA, NFIP, Census for Edgecombe, NC) · how insurance distress works in Edgecombe, NC · methodology

FAQ: Edgecombe County, NC insurance distress

What is the Edgecombe County, NC home-insurance-distress score?

Edgecombe, NC: 71/100 (MEDIUM), #614 of 3,222, #72 in North Carolina. FEMA hazard, Edgecombe, NC: 78/100; NFIP stress, Edgecombe, NC: 59/100; construction, Edgecombe, NC: 48/100; Edgecombe, NC rescores monthly.

Is Edgecombe County insurance distress getting better or worse (NC)?

Edgecombe, NC: 78 in March 2026; Edgecombe, NC: 70 in October 2026 (better); Edgecombe, NC climate component 77; Edgecombe, NC NFIP claims score 59.

How many flood-insurance claims has Edgecombe County, NC had?

Edgecombe, NC: 3 NFIP claims, three years; Edgecombe, NC paid $9,920; per Edgecombe, NC claim $3,307; carriers reprice Edgecombe, NC against that record.

Which Edgecombe County ZIP codes carry the most insurance distress (NC)?

Edgecombe, NC, June 2026: 27834 at 0, 27812 at 0, 27829 at 0, 27803 at 0; Edgecombe, NC climate scores there: 89, 83, 83, 78.

Why does Edgecombe, NC insurance distress create sellers?

A Edgecombe, NC premium outruns the Edgecombe, NC budget; a carrier leaves Edgecombe, NC; Edgecombe, NC carrying cost passes plan; Edgecombe, NC owners sell while current; Edgecombe, NC insurance distress leads Edgecombe, NC foreclosure data.

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