Granville County, NC: Home-Insurance Distress & Forced-Sale Pressure
Granville County, NC: 40/100 (moderate) home-insurance distress; Granville, NC band LOW; Granville, NC #1,315 of 3,222 counties; Granville, NC #94 of 100 in North Carolina; raw Granville, NC 46.8; Granville, NC coverage multiplier 0.85.
FEMA hazard, Granville, NC: 78/100; Granville, NC declarations, three years: 6; Granville, NC perils: 4 tropical-storm; Granville, NC five-year count 9 (severity 15.0); Granville, NC ten-year 9; hazard-weighted, Granville, NC: 12.0.
Declared incidents on the Granville, NC record: 2026 Winter Storm 3; 2024 Tropical Storm 6 (Granville, NC).
NFIP claims, Granville, NC, three years: none; Granville, NC claim-stress 0/100.
Granville, NC monthly score held, 45 (March 2026) to 45 (October 2026); Granville, NC by month: March 45, April 45, May 44, June 44 (Granville, NC), July 41, August 43, September 40, October 45.
Granville, NC components: climate 88; Granville, NC retreat index 45; Granville, NC climate multiplier 0.85.
Construction distress, Granville, NC: 7/100 as of August 2026 (Granville, NC: 20/100 one-to-four unit, 2/100 multifamily).
Granville, NC ZIPs, June 2026 (Granville, NC, 12 highest): score 0 (Granville, NC), climate 92 (Granville, NC): 27587; score 0 (Granville, NC), climate 66 (Granville, NC): 27522; score 0 (Granville, NC), climate 64 (Granville, NC): 27572; score 0 (Granville, NC), climate 60 (Granville, NC): 27509, 27581, 27582; score 0 (Granville, NC), climate 59 (Granville, NC): 27565; score 0 (Granville, NC), climate 56 (Granville, NC): 27507, 27596; score 0 (Granville, NC), climate 55 (Granville, NC): 27525; score 0 (Granville, NC), climate 49 (Granville, NC): 27544; score 0 (Granville, NC), climate 39 (Granville, NC): 27574.
DLRadar rescores Granville, NC monthly; Granville, NC readings join Granville, NC foreclosure, lien and ownership parcels (Granville, NC), so cost-squeezed Granville, NC owners surface before listing.
Inside North Carolina, Granville County ranks 94th of 100 counties for home-insurance distress at 40/100; Graham County (40/100) sits just above Granville County, and Greene County (40/100) sits just below Granville County.
Deterministic. Every Granville County, NC signal traces to a public Granville dataset (FEMA, NFIP, Census for Granville, NC) · how insurance distress works in Granville, NC · methodology
FAQ: Granville County, NC insurance distress
What is the Granville County, NC home-insurance-distress score?
Granville, NC: 40/100 (LOW), #1,315 of 3,222, #94 in North Carolina. FEMA hazard, Granville, NC: 78/100; NFIP stress, Granville, NC: 0/100; construction, Granville, NC: 7/100; Granville, NC rescores monthly.
Is Granville County insurance distress getting better or worse (NC)?
Granville, NC: 45 in March 2026; Granville, NC: 45 in October 2026 (unchanged); Granville, NC climate component 88.
Which Granville County ZIP codes carry the most insurance distress (NC)?
Granville, NC, June 2026: 27587 at 0, 27522 at 0, 27572 at 0, 27509 at 0; Granville, NC climate scores there: 92, 66, 64, 60.
Why does Granville, NC insurance distress create sellers?
A Granville, NC premium outruns the Granville, NC budget; a carrier leaves Granville, NC; Granville, NC carrying cost passes plan; Granville, NC owners sell while current; Granville, NC insurance distress leads Granville, NC foreclosure data.