Guilford County, NC: Home-Insurance Distress & Forced-Sale Pressure
Guilford County, NC: 82/100 (severe) home-insurance distress; Guilford, NC band HIGH; Guilford, NC #295 of 3,222 counties; Guilford, NC #38 of 100 in North Carolina.
FEMA hazard, Guilford, NC: 78/100; Guilford, NC declarations, three years: 6; Guilford, NC perils: 4 tropical-storm; Guilford, NC five-year count 9 (severity 15.0); Guilford, NC ten-year 9; hazard-weighted, Guilford, NC: 12.0.
Declared incidents on the Guilford, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Guilford, NC).
NFIP claims, Guilford, NC, three years: 35; Guilford, NC payouts $948,431; per Guilford, NC claim $27,098; Guilford, NC claim-stress 88/100.
Guilford, NC monthly score fell, 88 (March 2026) to 81 (October 2026); Guilford, NC by month: March 88, April 88, May 86, June 86 (Guilford, NC), July 83, August 86, September 83, October 81.
Guilford, NC components: climate 77, NFIP claims 88; Guilford, NC retreat index 81.
Construction distress, Guilford, NC: 27/100 as of August 2026 (Guilford, NC: 63/100 one-to-four unit, 1/100 multifamily).
Guilford, NC ZIPs, June 2026 (Guilford, NC, 16 highest): score 0 (Guilford, NC), climate 93 (Guilford, NC): 27235, 27260, 27268, 27282, Guilford, NC 27283, 27301, 27310, 27342, Guilford, NC 27377, 27401, 27403, 27405, Guilford, NC 27406, 27407, 27408, 27409.
DLRadar rescores Guilford, NC monthly; Guilford, NC readings join Guilford, NC foreclosure, lien and ownership parcels (Guilford, NC), so cost-squeezed Guilford, NC owners surface before listing.
Inside North Carolina, Guilford County ranks 38th of 100 counties for home-insurance distress at 82/100; Robeson County (82/100) sits just above Guilford County, and Onslow County (81/100) sits just below Guilford County.
Deterministic. Every Guilford County, NC signal traces to a public Guilford dataset (FEMA, NFIP, Census for Guilford, NC) · how insurance distress works in Guilford, NC · methodology
FAQ: Guilford County, NC insurance distress
What is the Guilford County, NC home-insurance-distress score?
Guilford, NC: 82/100 (HIGH), #295 of 3,222, #38 in North Carolina. FEMA hazard, Guilford, NC: 78/100; NFIP stress, Guilford, NC: 88/100; construction, Guilford, NC: 27/100; Guilford, NC rescores monthly.
Is Guilford County insurance distress getting better or worse (NC)?
Guilford, NC: 88 in March 2026; Guilford, NC: 81 in October 2026 (better); Guilford, NC climate component 77; Guilford, NC NFIP claims score 88.
How many flood-insurance claims has Guilford County, NC had?
Guilford, NC: 35 NFIP claims, three years; Guilford, NC paid $948,431; per Guilford, NC claim $27,098; carriers reprice Guilford, NC against that record.
Which Guilford County ZIP codes carry the most insurance distress (NC)?
Guilford, NC, June 2026: 27235 at 0, 27260 at 0, 27268 at 0, 27282 at 0; Guilford, NC climate scores there: 93, 93, 93, 93.
Why does Guilford, NC insurance distress create sellers?
A Guilford, NC premium outruns the Guilford, NC budget; a carrier leaves Guilford, NC; Guilford, NC carrying cost passes plan; Guilford, NC owners sell while current; Guilford, NC insurance distress leads Guilford, NC foreclosure data.