Hertford County, NC: Home-Insurance Distress & Forced-Sale Pressure
Hertford County, NC: 53/100 (elevated) home-insurance distress; Hertford, NC band MEDIUM; Hertford, NC #1,040 of 3,222 counties; Hertford, NC #85 of 100 in North Carolina; raw Hertford, NC 58.1.
FEMA hazard, Hertford, NC: 78/100; Hertford, NC declarations, three years: 9; Hertford, NC perils: 6 tropical-storm; Hertford, NC five-year count 9 (severity 15.0); Hertford, NC ten-year 9; hazard-weighted, Hertford, NC: 18.0.
Declared incidents on the Hertford, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Hertford, NC).
NFIP claims, Hertford, NC, three years: 1; Hertford, NC payouts $0; per Hertford, NC claim $0; Hertford, NC claim-stress 15/100.
Hertford, NC monthly score fell, 60 (March 2026) to 52 (October 2026); Hertford, NC by month: March 60, April 60, May 58, June 58 (Hertford, NC), July 55, August 57, September 54, October 52.
Hertford, NC components: climate 77, NFIP claims 15; Hertford, NC retreat index 52.
Construction distress, Hertford, NC: 90/100 as of August 2026 (Hertford, NC: 90/100 one-to-four unit, 0/100 multifamily).
Hertford, NC ZIPs, June 2026 (Hertford, NC, 9 highest): score 0 (Hertford, NC), climate 62 (Hertford, NC): 27818, 27922, 27942, 27986; score 0 (Hertford, NC), climate 61 (Hertford, NC): 27805, 27910, 27924; score 0 (Hertford, NC), climate 58 (Hertford, NC): 27855; score 0 (Hertford, NC), climate 41 (Hertford, NC): 27897.
DLRadar rescores Hertford, NC monthly; Hertford, NC readings join Hertford, NC foreclosure, lien and ownership parcels (Hertford, NC), so cost-squeezed Hertford, NC owners surface before listing.
Inside North Carolina, Hertford County ranks 85th of 100 counties for home-insurance distress at 53/100; Anson County (53/100) sits just above Hertford County, and Richmond County (53/100) sits just below Hertford County.
Deterministic. Every Hertford County, NC signal traces to a public Hertford dataset (FEMA, NFIP, Census for Hertford, NC) · how insurance distress works in Hertford, NC · methodology
FAQ: Hertford County, NC insurance distress
What is the Hertford County, NC home-insurance-distress score?
Hertford, NC: 53/100 (MEDIUM), #1,040 of 3,222, #85 in North Carolina. FEMA hazard, Hertford, NC: 78/100; NFIP stress, Hertford, NC: 15/100; construction, Hertford, NC: 90/100; Hertford, NC rescores monthly.
Is Hertford County insurance distress getting better or worse (NC)?
Hertford, NC: 60 in March 2026; Hertford, NC: 52 in October 2026 (better); Hertford, NC climate component 77; Hertford, NC NFIP claims score 15.
How many flood-insurance claims has Hertford County, NC had?
Hertford, NC: 1 NFIP claims, three years; Hertford, NC paid $0; per Hertford, NC claim $0; carriers reprice Hertford, NC against that record.
Which Hertford County ZIP codes carry the most insurance distress (NC)?
Hertford, NC, June 2026: 27818 at 0, 27922 at 0, 27942 at 0, 27986 at 0; Hertford, NC climate scores there: 62, 62, 62, 62.
Why does Hertford, NC insurance distress create sellers?
A Hertford, NC premium outruns the Hertford, NC budget; a carrier leaves Hertford, NC; Hertford, NC carrying cost passes plan; Hertford, NC owners sell while current; Hertford, NC insurance distress leads Hertford, NC foreclosure data.