Jones County, NC: Home-Insurance Distress & Forced-Sale Pressure
Jones County, NC: 69/100 (elevated) home-insurance distress; Jones, NC band MEDIUM; Jones, NC #644 of 3,222 counties; Jones, NC #78 of 100 in North Carolina; raw Jones, NC 74.7.
FEMA hazard, Jones, NC: 78/100; Jones, NC declarations, three years: 9; Jones, NC perils: 6 tropical-storm; Jones, NC five-year count 9 (severity 15.0); Jones, NC ten-year 9; hazard-weighted, Jones, NC: 18.0.
Declared incidents on the Jones, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Jones, NC).
NFIP claims, Jones, NC, three years: 1; Jones, NC payouts $12,160; per Jones, NC claim $12,160; Jones, NC claim-stress 57/100.
Jones, NC monthly score fell, 77 (March 2026) to 69 (October 2026); Jones, NC by month: March 77, April 77, May 75, June 75 (Jones, NC), July 72, August 75, September 72, October 69.
Jones, NC components: climate 77, NFIP claims 57; Jones, NC retreat index 69.
Construction distress, Jones, NC: 54/100 as of August 2026 (Jones, NC: 59/100 one-to-four unit, 0/100 multifamily).
DLRadar rescores Jones, NC monthly; Jones, NC readings join Jones, NC foreclosure, lien and ownership parcels (Jones, NC), so cost-squeezed Jones, NC owners surface before listing.
Inside North Carolina, Jones County ranks 78th of 100 counties for home-insurance distress at 69/100; Pamlico County (70/100) sits just above Jones County, and Perquimans County (69/100) sits just below Jones County.
Deterministic. Every Jones County, NC signal traces to a public Jones dataset (FEMA, NFIP, Census for Jones, NC) · how insurance distress works in Jones, NC · methodology
FAQ: Jones County, NC insurance distress
What is the Jones County, NC home-insurance-distress score?
Jones, NC: 69/100 (MEDIUM), #644 of 3,222, #78 in North Carolina. FEMA hazard, Jones, NC: 78/100; NFIP stress, Jones, NC: 57/100; construction, Jones, NC: 54/100; Jones, NC rescores monthly.
Is Jones County insurance distress getting better or worse (NC)?
Jones, NC: 77 in March 2026; Jones, NC: 69 in October 2026 (better); Jones, NC climate component 77; Jones, NC NFIP claims score 57.
How many flood-insurance claims has Jones County, NC had?
Jones, NC: 1 NFIP claims, three years; Jones, NC paid $12,160; per Jones, NC claim $12,160; carriers reprice Jones, NC against that record.
Why does Jones, NC insurance distress create sellers?
A Jones, NC premium outruns the Jones, NC budget; a carrier leaves Jones, NC; Jones, NC carrying cost passes plan; Jones, NC owners sell while current; Jones, NC insurance distress leads Jones, NC foreclosure data.