Lee County, NC: Home-Insurance Distress & Forced-Sale Pressure
Lee County, NC: 84/100 (severe) home-insurance distress; Lee, NC band HIGH; Lee, NC #259 of 3,222 counties; Lee, NC #32 of 100 in North Carolina.
FEMA hazard, Lee, NC: 90/100; Lee, NC declarations, three years: 8; Lee, NC perils: 6 tropical-storm; Lee, NC five-year count 12 (severity 19.5); Lee, NC ten-year 12; hazard-weighted, Lee, NC: 18.0.
Declared incidents on the Lee, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 6 (Lee, NC).
NFIP claims, Lee, NC, three years: 3; Lee, NC payouts $108,579; per Lee, NC claim $36,193; Lee, NC claim-stress 75/100.
Lee, NC monthly score fell, 87 (March 2026) to 83 (October 2026); Lee, NC by month: March 87, April 87, May 86, June 86 (Lee, NC), July 84, August 86, September 86, October 83.
Lee, NC components: climate 88, NFIP claims 75; Lee, NC retreat index 83.
Construction distress, Lee, NC: 50/100 as of August 2026 (Lee, NC: 50/100 one-to-four unit, 0/100 multifamily).
Lee, NC ZIPs, June 2026 (Lee, NC, 5 highest): score 0 (Lee, NC), climate 76 (Lee, NC): 27505; score 0 (Lee, NC), climate 75 (Lee, NC): 28326; score 0 (Lee, NC), climate 69 (Lee, NC): 27332; score 0 (Lee, NC), climate 65 (Lee, NC): 27330; score 0 (Lee, NC), climate 64 (Lee, NC): 28355.
DLRadar rescores Lee, NC monthly; Lee, NC readings join Lee, NC foreclosure, lien and ownership parcels (Lee, NC), so cost-squeezed Lee, NC owners surface before listing.
Inside North Carolina, Lee County ranks 32nd of 100 counties for home-insurance distress at 84/100; Chatham County (84/100) sits just above Lee County, and Columbus County (83/100) sits just below Lee County.
Deterministic. Every Lee County, NC signal traces to a public Lee dataset (FEMA, NFIP, Census for Lee, NC) · how insurance distress works in Lee, NC · methodology
FAQ: Lee County, NC insurance distress
What is the Lee County, NC home-insurance-distress score?
Lee, NC: 84/100 (HIGH), #259 of 3,222, #32 in North Carolina. FEMA hazard, Lee, NC: 90/100; NFIP stress, Lee, NC: 75/100; construction, Lee, NC: 50/100; Lee, NC rescores monthly.
Is Lee County insurance distress getting better or worse (NC)?
Lee, NC: 87 in March 2026; Lee, NC: 83 in October 2026 (better); Lee, NC climate component 88; Lee, NC NFIP claims score 75.
How many flood-insurance claims has Lee County, NC had?
Lee, NC: 3 NFIP claims, three years; Lee, NC paid $108,579; per Lee, NC claim $36,193; carriers reprice Lee, NC against that record.
Which Lee County ZIP codes carry the most insurance distress (NC)?
Lee, NC, June 2026: 27505 at 0, 28326 at 0, 27332 at 0, 27330 at 0; Lee, NC climate scores there: 76, 75, 69, 65.
Why does Lee, NC insurance distress create sellers?
A Lee, NC premium outruns the Lee, NC budget; a carrier leaves Lee, NC; Lee, NC carrying cost passes plan; Lee, NC owners sell while current; Lee, NC insurance distress leads Lee, NC foreclosure data.