Lincoln County, NC: Home-Insurance Distress & Forced-Sale Pressure
Lincoln County, NC: 71/100 (severe) home-insurance distress; Lincoln, NC band MEDIUM; Lincoln, NC #607 of 3,222 counties; Lincoln, NC #69 of 100 in North Carolina; raw Lincoln, NC 76.1.
FEMA hazard, Lincoln, NC: 78/100; Lincoln, NC declarations, three years: 9; Lincoln, NC perils: 6 tropical-storm; Lincoln, NC five-year count 9 (severity 15.0); Lincoln, NC ten-year 9; hazard-weighted, Lincoln, NC: 18.0.
Declared incidents on the Lincoln, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Lincoln, NC).
NFIP claims, Lincoln, NC, three years: 2; Lincoln, NC payouts $16,794; per Lincoln, NC claim $8,397; Lincoln, NC claim-stress 60/100.
Lincoln, NC monthly score fell, 78 (March 2026) to 70 (October 2026); Lincoln, NC by month: March 78, April 78, May 76, June 76 (Lincoln, NC), July 73, August 76, September 73, October 70.
Lincoln, NC components: climate 77, NFIP claims 60; Lincoln, NC retreat index 70.
Construction distress, Lincoln, NC: 51/100 as of August 2026 (Lincoln, NC: 51/100 one-to-four unit, 38/100 multifamily).
Lincoln, NC ZIPs, June 2026 (Lincoln, NC, 11 highest): score 0 (Lincoln, NC), climate 81 (Lincoln, NC): 28164, 28673; score 0 (Lincoln, NC), climate 80 (Lincoln, NC): 28006, 28650; score 0 (Lincoln, NC), climate 78 (Lincoln, NC): 28021, 28033; score 0 (Lincoln, NC), climate 77 (Lincoln, NC): 28168; score 0 (Lincoln, NC), climate 75 (Lincoln, NC): 28037, 28092; score 0 (Lincoln, NC), climate 74 (Lincoln, NC): 28080; score 0 (Lincoln, NC), climate 70 (Lincoln, NC): 28090.
DLRadar rescores Lincoln, NC monthly; Lincoln, NC readings join Lincoln, NC foreclosure, lien and ownership parcels (Lincoln, NC), so cost-squeezed Lincoln, NC owners surface before listing.
Inside North Carolina, Lincoln County ranks 69th of 100 counties for home-insurance distress at 71/100; Camden County (71/100) sits just above Lincoln County, and Tyrrell County (71/100) sits just below Lincoln County.
Deterministic. Every Lincoln County, NC signal traces to a public Lincoln dataset (FEMA, NFIP, Census for Lincoln, NC) · how insurance distress works in Lincoln, NC · methodology
FAQ: Lincoln County, NC insurance distress
What is the Lincoln County, NC home-insurance-distress score?
Lincoln, NC: 71/100 (MEDIUM), #607 of 3,222, #69 in North Carolina. FEMA hazard, Lincoln, NC: 78/100; NFIP stress, Lincoln, NC: 60/100; construction, Lincoln, NC: 51/100; Lincoln, NC rescores monthly.
Is Lincoln County insurance distress getting better or worse (NC)?
Lincoln, NC: 78 in March 2026; Lincoln, NC: 70 in October 2026 (better); Lincoln, NC climate component 77; Lincoln, NC NFIP claims score 60.
How many flood-insurance claims has Lincoln County, NC had?
Lincoln, NC: 2 NFIP claims, three years; Lincoln, NC paid $16,794; per Lincoln, NC claim $8,397; carriers reprice Lincoln, NC against that record.
Which Lincoln County ZIP codes carry the most insurance distress (NC)?
Lincoln, NC, June 2026: 28164 at 0, 28673 at 0, 28006 at 0, 28650 at 0; Lincoln, NC climate scores there: 81, 81, 80, 80.
Why does Lincoln, NC insurance distress create sellers?
A Lincoln, NC premium outruns the Lincoln, NC budget; a carrier leaves Lincoln, NC; Lincoln, NC carrying cost passes plan; Lincoln, NC owners sell while current; Lincoln, NC insurance distress leads Lincoln, NC foreclosure data.