Martin County, NC: Home-Insurance Distress & Forced-Sale Pressure
Martin County, NC: 74/100 (severe) home-insurance distress; Martin, NC band MEDIUM; Martin, NC #543 of 3,222 counties; Martin, NC #62 of 100 in North Carolina; raw Martin, NC 78.8.
FEMA hazard, Martin, NC: 78/100; Martin, NC declarations, three years: 9; Martin, NC perils: 6 tropical-storm; Martin, NC five-year count 9 (severity 15.0); Martin, NC ten-year 9; hazard-weighted, Martin, NC: 18.0.
Declared incidents on the Martin, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Martin, NC).
NFIP claims, Martin, NC, three years: 1; Martin, NC payouts $43,736; per Martin, NC claim $43,736; Martin, NC claim-stress 67/100.
Martin, NC monthly score fell, 81 (March 2026) to 73 (October 2026); Martin, NC by month: March 81, April 81, May 79, June 79 (Martin, NC), July 76, August 78, September 75, October 73.
Martin, NC components: climate 77, NFIP claims 67; Martin, NC retreat index 73.
Construction distress, Martin, NC: 11/100 as of August 2026 (Martin, NC: 16/100 one-to-four unit, 0/100 multifamily).
Martin, NC ZIPs, June 2026 (Martin, NC, 11 highest): score 0 (Martin, NC), climate 86 (Martin, NC): 27889; score 0 (Martin, NC), climate 83 (Martin, NC): 27812; score 0 (Martin, NC), climate 71 (Martin, NC): 27871; score 0 (Martin, NC), climate 67 (Martin, NC): 27843; score 0 (Martin, NC), climate 64 (Martin, NC): 27825, 27840, 27841, 27846, Martin, NC 27857, 27861, 27892.
DLRadar rescores Martin, NC monthly; Martin, NC readings join Martin, NC foreclosure, lien and ownership parcels (Martin, NC), so cost-squeezed Martin, NC owners surface before listing.
Inside North Carolina, Martin County ranks 62nd of 100 counties for home-insurance distress at 74/100; Clay County (74/100) sits just above Martin County, and Wayne County (73/100) sits just below Martin County.
Deterministic. Every Martin County, NC signal traces to a public Martin dataset (FEMA, NFIP, Census for Martin, NC) · how insurance distress works in Martin, NC · methodology
FAQ: Martin County, NC insurance distress
What is the Martin County, NC home-insurance-distress score?
Martin, NC: 74/100 (MEDIUM), #543 of 3,222, #62 in North Carolina. FEMA hazard, Martin, NC: 78/100; NFIP stress, Martin, NC: 67/100; construction, Martin, NC: 11/100; Martin, NC rescores monthly.
Is Martin County insurance distress getting better or worse (NC)?
Martin, NC: 81 in March 2026; Martin, NC: 73 in October 2026 (better); Martin, NC climate component 77; Martin, NC NFIP claims score 67.
How many flood-insurance claims has Martin County, NC had?
Martin, NC: 1 NFIP claims, three years; Martin, NC paid $43,736; per Martin, NC claim $43,736; carriers reprice Martin, NC against that record.
Which Martin County ZIP codes carry the most insurance distress (NC)?
Martin, NC, June 2026: 27889 at 0, 27812 at 0, 27871 at 0, 27843 at 0; Martin, NC climate scores there: 86, 83, 71, 67.
Why does Martin, NC insurance distress create sellers?
A Martin, NC premium outruns the Martin, NC budget; a carrier leaves Martin, NC; Martin, NC carrying cost passes plan; Martin, NC owners sell while current; Martin, NC insurance distress leads Martin, NC foreclosure data.