Moore County, NC: Home-Insurance Distress & Forced-Sale Pressure
Moore County, NC: 83/100 (severe) home-insurance distress; Moore, NC band HIGH; Moore, NC #273 of 3,222 counties; Moore, NC #30 of 100 in North Carolina; raw Moore, NC 88.2.
FEMA hazard, Moore, NC: 78/100; Moore, NC declarations, three years: 12; Moore, NC perils: 6 tropical-storm; Moore, NC five-year count 12 (severity 21.0); Moore, NC ten-year 12; hazard-weighted, Moore, NC: 18.0.
Declared incidents on the Moore, NC record: 2026 Winter Storm 2; 2025 Tropical Depression 2 (Moore, NC); 2024 Tropical Storm 4 (Moore, NC).
NFIP claims, Moore, NC, three years: 27; Moore, NC payouts $1,189,672; per Moore, NC claim $44,062; Moore, NC claim-stress 90/100.
Moore, NC monthly score fell, 89 (March 2026) to 82 (October 2026); Moore, NC by month: March 89, April 89, May 87, June 87 (Moore, NC), July 84, August 86, September 83, October 82.
Moore, NC components: climate 77, NFIP claims 90; Moore, NC retreat index 82.
Construction distress, Moore, NC: 41/100 as of August 2026 (Moore, NC: 47/100 one-to-four unit, 0/100 multifamily).
Moore, NC ZIPs, June 2026 (Moore, NC, 16 highest): score 40 (Moore, NC), climate 76, price stress 25 (Moore, NC): 27242, 27259, 27376, 28327, Moore, NC 28350, 28373, 28374, 28387, Moore, NC 28394; score 0 (Moore, NC), climate 76 (Moore, NC): 27325, 27341; score 0 (Moore, NC), climate 75 (Moore, NC): 28326; score 0 (Moore, NC), climate 73 (Moore, NC): 27208; score 0 (Moore, NC), climate 66 (Moore, NC): 28315; score 0 (Moore, NC), climate 65 (Moore, NC): 27281, 27330.
DLRadar rescores Moore, NC monthly; Moore, NC readings join Moore, NC foreclosure, lien and ownership parcels (Moore, NC), so cost-squeezed Moore, NC owners surface before listing.
Inside North Carolina, Moore County ranks 34th of 100 counties for home-insurance distress at 83/100; Columbus County (83/100) sits just above Moore County, and Wilson County (83/100) sits just below Moore County.
Deterministic. Every Moore County, NC signal traces to a public Moore dataset (FEMA, NFIP, Census for Moore, NC) · how insurance distress works in Moore, NC · methodology
FAQ: Moore County, NC insurance distress
What is the Moore County, NC home-insurance-distress score?
Moore, NC: 83/100 (HIGH), #273 of 3,222, #30 in North Carolina. FEMA hazard, Moore, NC: 78/100; NFIP stress, Moore, NC: 90/100; construction, Moore, NC: 41/100; Moore, NC rescores monthly.
Is Moore County insurance distress getting better or worse (NC)?
Moore, NC: 89 in March 2026; Moore, NC: 82 in October 2026 (better); Moore, NC climate component 77; Moore, NC NFIP claims score 90.
How many flood-insurance claims has Moore County, NC had?
Moore, NC: 27 NFIP claims, three years; Moore, NC paid $1,189,672; per Moore, NC claim $44,062; carriers reprice Moore, NC against that record.
Which Moore County ZIP codes carry the most insurance distress (NC)?
Moore, NC, June 2026: 27242 at 40, 27259 at 40, 27376 at 40, 28327 at 40; Moore, NC climate scores there: 76, 76, 76, 76.
Why does Moore, NC insurance distress create sellers?
A Moore, NC premium outruns the Moore, NC budget; a carrier leaves Moore, NC; Moore, NC carrying cost passes plan; Moore, NC owners sell while current; Moore, NC insurance distress leads Moore, NC foreclosure data.