Northampton County, NC: Home-Insurance Distress & Forced-Sale Pressure
Northampton County, NC: 40/100 (moderate) home-insurance distress; Northampton, NC band LOW; Northampton, NC #1,319 of 3,222 counties; Northampton, NC #98 of 100 in North Carolina; raw Northampton, NC 52.0; Northampton, NC coverage multiplier 0.85.
FEMA hazard, Northampton, NC: 78/100; Northampton, NC declarations, three years: 9; Northampton, NC perils: 6 tropical-storm; Northampton, NC five-year count 9 (severity 15.0); Northampton, NC ten-year 9; hazard-weighted, Northampton, NC: 18.0.
Declared incidents on the Northampton, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Northampton, NC).
NFIP claims, Northampton, NC, three years: none; Northampton, NC claim-stress 0/100.
Northampton, NC monthly score fell, 45 (March 2026) to 39 (October 2026); Northampton, NC by month: March 45, April 45, May 44, June 44 (Northampton, NC), July 41, August 43, September 40, October 39.
Northampton, NC components: climate 77; Northampton, NC retreat index 39; Northampton, NC climate multiplier 0.85.
Construction distress, Northampton, NC: 78/100 as of August 2026 (Northampton, NC: 78/100 one-to-four unit, 0/100 multifamily).
Northampton, NC ZIPs, June 2026 (Northampton, NC, 13 highest): score 0 (Northampton, NC), climate 58 (Northampton, NC): 27855; score 0 (Northampton, NC), climate 41 (Northampton, NC): 27897; score 0 (Northampton, NC), climate 37 (Northampton, NC): 27842; score 0 (Northampton, NC), climate 36 (Northampton, NC): 27820, 27831, 27832, 27845, Northampton, NC 27853, 27862, 27866, 27869, Northampton, NC 27876, 27877.
DLRadar rescores Northampton, NC monthly; Northampton, NC readings join Northampton, NC foreclosure, lien and ownership parcels (Northampton, NC), so cost-squeezed Northampton, NC owners surface before listing.
Inside North Carolina, Northampton County ranks 98th of 100 counties for home-insurance distress at 40/100; Montgomery County (40/100) sits just above Northampton County, and Vance County (40/100) sits just below Northampton County.
Deterministic. Every Northampton County, NC signal traces to a public Northampton dataset (FEMA, NFIP, Census for Northampton, NC) · how insurance distress works in Northampton, NC · methodology
FAQ: Northampton County, NC insurance distress
What is the Northampton County, NC home-insurance-distress score?
Northampton, NC: 40/100 (LOW), #1,319 of 3,222, #98 in North Carolina. FEMA hazard, Northampton, NC: 78/100; NFIP stress, Northampton, NC: 0/100; construction, Northampton, NC: 78/100; Northampton, NC rescores monthly.
Is Northampton County insurance distress getting better or worse (NC)?
Northampton, NC: 45 in March 2026; Northampton, NC: 39 in October 2026 (better); Northampton, NC climate component 77.
Which Northampton County ZIP codes carry the most insurance distress (NC)?
Northampton, NC, June 2026: 27855 at 0, 27897 at 0, 27842 at 0, 27820 at 0; Northampton, NC climate scores there: 58, 41, 37, 36.
Why does Northampton, NC insurance distress create sellers?
A Northampton, NC premium outruns the Northampton, NC budget; a carrier leaves Northampton, NC; Northampton, NC carrying cost passes plan; Northampton, NC owners sell while current; Northampton, NC insurance distress leads Northampton, NC foreclosure data.