Pamlico County, NC: Home-Insurance Distress & Forced-Sale Pressure
Pamlico County, NC: 70/100 (severe) home-insurance distress; Pamlico, NC band MEDIUM; Pamlico, NC #640 of 3,222 counties; Pamlico, NC #77 of 100 in North Carolina; raw Pamlico, NC 74.9.
FEMA hazard, Pamlico, NC: 78/100; Pamlico, NC declarations, three years: 9; Pamlico, NC perils: 6 tropical-storm; Pamlico, NC five-year count 9 (severity 15.0); Pamlico, NC ten-year 9; hazard-weighted, Pamlico, NC: 18.0.
Declared incidents on the Pamlico, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Pamlico, NC).
NFIP claims, Pamlico, NC, three years: 2; Pamlico, NC payouts $8,243; per Pamlico, NC claim $4,121; Pamlico, NC claim-stress 57/100.
Pamlico, NC monthly score fell, 77 (March 2026) to 69 (October 2026); Pamlico, NC by month: March 77, April 77, May 75, June 75 (Pamlico, NC), July 72, August 75, September 72, October 69.
Pamlico, NC components: climate 77, NFIP claims 57; Pamlico, NC retreat index 69.
Construction distress, Pamlico, NC: 67/100 as of August 2026 (Pamlico, NC: 67/100 one-to-four unit, 0/100 multifamily).
Pamlico, NC ZIPs, June 2026 (Pamlico, NC, 10 highest): score 0 (Pamlico, NC), climate 85 (Pamlico, NC): 28560; score 0 (Pamlico, NC), climate 68 (Pamlico, NC): 28509, 28510, 28515, 28529, Pamlico, NC 28537, 28552, 28556, 28571, Pamlico, NC 28587.
DLRadar rescores Pamlico, NC monthly; Pamlico, NC readings join Pamlico, NC foreclosure, lien and ownership parcels (Pamlico, NC), so cost-squeezed Pamlico, NC owners surface before listing.
Inside North Carolina, Pamlico County ranks 77th of 100 counties for home-insurance distress at 70/100; Duplin County (70/100) sits just above Pamlico County, and Jones County (69/100) sits just below Pamlico County.
Deterministic. Every Pamlico County, NC signal traces to a public Pamlico dataset (FEMA, NFIP, Census for Pamlico, NC) · how insurance distress works in Pamlico, NC · methodology
FAQ: Pamlico County, NC insurance distress
What is the Pamlico County, NC home-insurance-distress score?
Pamlico, NC: 70/100 (MEDIUM), #640 of 3,222, #77 in North Carolina. FEMA hazard, Pamlico, NC: 78/100; NFIP stress, Pamlico, NC: 57/100; construction, Pamlico, NC: 67/100; Pamlico, NC rescores monthly.
Is Pamlico County insurance distress getting better or worse (NC)?
Pamlico, NC: 77 in March 2026; Pamlico, NC: 69 in October 2026 (better); Pamlico, NC climate component 77; Pamlico, NC NFIP claims score 57.
How many flood-insurance claims has Pamlico County, NC had?
Pamlico, NC: 2 NFIP claims, three years; Pamlico, NC paid $8,243; per Pamlico, NC claim $4,121; carriers reprice Pamlico, NC against that record.
Which Pamlico County ZIP codes carry the most insurance distress (NC)?
Pamlico, NC, June 2026: 28560 at 0, 28509 at 0, 28510 at 0, 28515 at 0; Pamlico, NC climate scores there: 85, 68, 68, 68.
Why does Pamlico, NC insurance distress create sellers?
A Pamlico, NC premium outruns the Pamlico, NC budget; a carrier leaves Pamlico, NC; Pamlico, NC carrying cost passes plan; Pamlico, NC owners sell while current; Pamlico, NC insurance distress leads Pamlico, NC foreclosure data.