Randolph County, NC: Home-Insurance Distress & Forced-Sale Pressure
Randolph County, NC: 73/100 (severe) home-insurance distress; Randolph, NC band MEDIUM; Randolph, NC #561 of 3,222 counties; Randolph, NC #64 of 100 in North Carolina.
FEMA hazard, Randolph, NC: 78/100; Randolph, NC declarations, three years: 6; Randolph, NC perils: 4 tropical-storm; Randolph, NC five-year count 9 (severity 15.0); Randolph, NC ten-year 9; hazard-weighted, Randolph, NC: 12.0.
Declared incidents on the Randolph, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Randolph, NC).
NFIP claims, Randolph, NC, three years: 2; Randolph, NC payouts $36,013; per Randolph, NC claim $18,006; Randolph, NC claim-stress 65/100.
Randolph, NC monthly score fell, 80 (March 2026) to 72 (October 2026); Randolph, NC by month: March 80, April 80, May 78, June 78 (Randolph, NC), July 75, August 78, September 75, October 72.
Randolph, NC components: climate 77, NFIP claims 65; Randolph, NC retreat index 72.
Construction distress, Randolph, NC: 26/100 as of August 2026 (Randolph, NC: 61/100 one-to-four unit, 0/100 multifamily).
Randolph, NC ZIPs, June 2026 (Randolph, NC, 16 highest): score 0 (Randolph, NC), climate 93 (Randolph, NC): 27260, 27283; score 0 (Randolph, NC), climate 91 (Randolph, NC): 27262; score 0 (Randolph, NC), climate 89 (Randolph, NC): 27313; score 0 (Randolph, NC), climate 87 (Randolph, NC): 27292; score 0 (Randolph, NC), climate 86 (Randolph, NC): 27360; score 0 (Randolph, NC), climate 85 (Randolph, NC): 27263; score 0 (Randolph, NC), climate 84 (Randolph, NC): 27233, 27239; score 0 (Randolph, NC), climate 83 (Randolph, NC): 27298; score 0 (Randolph, NC), climate 81 (Randolph, NC): 27317; score 0 (Randolph, NC), climate 80 (Randolph, NC): 27203, 27205, 27248, 27316, Randolph, NC 27350.
DLRadar rescores Randolph, NC monthly; Randolph, NC readings join Randolph, NC foreclosure, lien and ownership parcels (Randolph, NC), so cost-squeezed Randolph, NC owners surface before listing.
Inside North Carolina, Randolph County ranks 64th of 100 counties for home-insurance distress at 73/100; Wayne County (73/100) sits just above Randolph County, and Franklin County (73/100) sits just below Randolph County.
Deterministic. Every Randolph County, NC signal traces to a public Randolph dataset (FEMA, NFIP, Census for Randolph, NC) · how insurance distress works in Randolph, NC · methodology
FAQ: Randolph County, NC insurance distress
What is the Randolph County, NC home-insurance-distress score?
Randolph, NC: 73/100 (MEDIUM), #561 of 3,222, #64 in North Carolina. FEMA hazard, Randolph, NC: 78/100; NFIP stress, Randolph, NC: 65/100; construction, Randolph, NC: 26/100; Randolph, NC rescores monthly.
Is Randolph County insurance distress getting better or worse (NC)?
Randolph, NC: 80 in March 2026; Randolph, NC: 72 in October 2026 (better); Randolph, NC climate component 77; Randolph, NC NFIP claims score 65.
How many flood-insurance claims has Randolph County, NC had?
Randolph, NC: 2 NFIP claims, three years; Randolph, NC paid $36,013; per Randolph, NC claim $18,006; carriers reprice Randolph, NC against that record.
Which Randolph County ZIP codes carry the most insurance distress (NC)?
Randolph, NC, June 2026: 27260 at 0, 27283 at 0, 27262 at 0, 27313 at 0; Randolph, NC climate scores there: 93, 93, 91, 89.
Why does Randolph, NC insurance distress create sellers?
A Randolph, NC premium outruns the Randolph, NC budget; a carrier leaves Randolph, NC; Randolph, NC carrying cost passes plan; Randolph, NC owners sell while current; Randolph, NC insurance distress leads Randolph, NC foreclosure data.