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Sampson County, NC: Home-Insurance Distress & Forced-Sale Pressure

Sampson County, NC: 75/100 (severe) home-insurance distress; Sampson, NC band MEDIUM; Sampson, NC #512 of 3,222 counties; Sampson, NC #59 of 100 in North Carolina; raw Sampson, NC 79.8.

FEMA hazard, Sampson, NC: 78/100; Sampson, NC declarations, three years: 9; Sampson, NC perils: 6 tropical-storm; Sampson, NC five-year count 9 (severity 15.0); Sampson, NC ten-year 9; hazard-weighted, Sampson, NC: 18.0.

Declared incidents on the Sampson, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Sampson, NC).

NFIP claims, Sampson, NC, three years: 4; Sampson, NC payouts $59,877; per Sampson, NC claim $14,969; Sampson, NC claim-stress 69/100.

Sampson, NC monthly score fell, 82 (March 2026) to 74 (October 2026); Sampson, NC by month: March 82, April 82, May 80, June 80 (Sampson, NC), July 77, August 79, September 76, October 74.

Sampson, NC components: climate 77, NFIP claims 69; Sampson, NC retreat index 74.

Construction distress, Sampson, NC: 63/100 as of August 2026 (Sampson, NC: 57/100 one-to-four unit, 38/100 multifamily).

Sampson, NC ZIPs, June 2026 (Sampson, NC, 16 highest): score 0 (Sampson, NC), climate 90 (Sampson, NC): 28391; score 0 (Sampson, NC), climate 88 (Sampson, NC): 28318, 28328, 28344, 28365, Sampson, NC 28382, 28385, 28393; score 0 (Sampson, NC), climate 87 (Sampson, NC): 28341, 28366, 28453, 28458, Sampson, NC 28478; score 0 (Sampson, NC), climate 85 (Sampson, NC): 28441, 28444, 28447.

DLRadar rescores Sampson, NC monthly; Sampson, NC readings join Sampson, NC foreclosure, lien and ownership parcels (Sampson, NC), so cost-squeezed Sampson, NC owners surface before listing.

Inside North Carolina, Sampson County ranks 59th of 100 counties for home-insurance distress at 75/100; Johnston County (75/100) sits just above Sampson County, and Rockingham County (74/100) sits just below Sampson County.

Insurance distress
75/100
Sampson, NC: MEDIUM
National rank
#512
Sampson, NC: of 3,222 counties
FEMA hazard
78/100
Sampson County hazard
NFIP claim stress
69/100
Sampson, NC 3-year
Flood claims (3y)
4
Sampson, NC
Claims paid (3y)
$59,877
Sampson, NC payouts
Per claim
$14,969
Sampson, NC
Construction distress
63/100
Sampson, NC

Deterministic. Every Sampson County, NC signal traces to a public Sampson dataset (FEMA, NFIP, Census for Sampson, NC) · how insurance distress works in Sampson, NC · methodology

FAQ: Sampson County, NC insurance distress

What is the Sampson County, NC home-insurance-distress score?

Sampson, NC: 75/100 (MEDIUM), #512 of 3,222, #59 in North Carolina. FEMA hazard, Sampson, NC: 78/100; NFIP stress, Sampson, NC: 69/100; construction, Sampson, NC: 63/100; Sampson, NC rescores monthly.

Is Sampson County insurance distress getting better or worse (NC)?

Sampson, NC: 82 in March 2026; Sampson, NC: 74 in October 2026 (better); Sampson, NC climate component 77; Sampson, NC NFIP claims score 69.

How many flood-insurance claims has Sampson County, NC had?

Sampson, NC: 4 NFIP claims, three years; Sampson, NC paid $59,877; per Sampson, NC claim $14,969; carriers reprice Sampson, NC against that record.

Which Sampson County ZIP codes carry the most insurance distress (NC)?

Sampson, NC, June 2026: 28391 at 0, 28318 at 0, 28328 at 0, 28344 at 0; Sampson, NC climate scores there: 90, 88, 88, 88.

Why does Sampson, NC insurance distress create sellers?

A Sampson, NC premium outruns the Sampson, NC budget; a carrier leaves Sampson, NC; Sampson, NC carrying cost passes plan; Sampson, NC owners sell while current; Sampson, NC insurance distress leads Sampson, NC foreclosure data.

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