Stokes County, NC: Home-Insurance Distress & Forced-Sale Pressure
Stokes County, NC: 60/100 (elevated) home-insurance distress; Stokes, NC band MEDIUM; Stokes, NC #899 of 3,222 counties; Stokes, NC #83 of 100 in North Carolina; raw Stokes, NC 62.9.
FEMA hazard, Stokes, NC: 90/100; Stokes, NC declarations, three years: 12; Stokes, NC perils: 9 tropical-storm; Stokes, NC five-year count 12 (severity 19.5); Stokes, NC ten-year 12; hazard-weighted, Stokes, NC: 27.0.
Declared incidents on the Stokes, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 6 (Stokes, NC).
NFIP claims, Stokes, NC, three years: 1; Stokes, NC payouts $0; per Stokes, NC claim $0; Stokes, NC claim-stress 15/100.
Stokes, NC monthly score fell, 63 (March 2026) to 59 (October 2026); Stokes, NC by month: March 63, April 63, May 62, June 62 (Stokes, NC), July 60, August 62, September 62, October 59.
Stokes, NC components: climate 88, NFIP claims 15; Stokes, NC retreat index 59.
Construction distress, Stokes, NC: 65/100 as of August 2026 (Stokes, NC: 65/100 one-to-four unit, 21/100 multifamily).
Stokes, NC ZIPs, June 2026 (Stokes, NC, 16 highest): score 0 (Stokes, NC), climate 87 (Stokes, NC): 27045; score 0 (Stokes, NC), climate 86 (Stokes, NC): 27009; score 0 (Stokes, NC), climate 84 (Stokes, NC): 27050; score 0 (Stokes, NC), climate 78 (Stokes, NC): 27357; score 0 (Stokes, NC), climate 70 (Stokes, NC): 27030; score 0 (Stokes, NC), climate 66 (Stokes, NC): 27041; score 0 (Stokes, NC), climate 61 (Stokes, NC): 27025; score 0 (Stokes, NC), climate 56 (Stokes, NC): 27019; score 0 (Stokes, NC), climate 55 (Stokes, NC): 27043; score 0 (Stokes, NC), climate 45 (Stokes, NC): 27052; score 0 (Stokes, NC), climate 40 (Stokes, NC): 27021, 27053; score 0 (Stokes, NC), climate 39 (Stokes, NC): 27016, 27022, 27042, 27046.
DLRadar rescores Stokes, NC monthly; Stokes, NC readings join Stokes, NC foreclosure, lien and ownership parcels (Stokes, NC), so cost-squeezed Stokes, NC owners surface before listing.
Inside North Carolina, Stokes County ranks 83rd of 100 counties for home-insurance distress at 60/100; Iredell County (60/100) sits just above Stokes County, and Anson County (53/100) sits just below Stokes County.
Deterministic. Every Stokes County, NC signal traces to a public Stokes dataset (FEMA, NFIP, Census for Stokes, NC) · how insurance distress works in Stokes, NC · methodology
FAQ: Stokes County, NC insurance distress
What is the Stokes County, NC home-insurance-distress score?
Stokes, NC: 60/100 (MEDIUM), #899 of 3,222, #83 in North Carolina. FEMA hazard, Stokes, NC: 90/100; NFIP stress, Stokes, NC: 15/100; construction, Stokes, NC: 65/100; Stokes, NC rescores monthly.
Is Stokes County insurance distress getting better or worse (NC)?
Stokes, NC: 63 in March 2026; Stokes, NC: 59 in October 2026 (better); Stokes, NC climate component 88; Stokes, NC NFIP claims score 15.
How many flood-insurance claims has Stokes County, NC had?
Stokes, NC: 1 NFIP claims, three years; Stokes, NC paid $0; per Stokes, NC claim $0; carriers reprice Stokes, NC against that record.
Which Stokes County ZIP codes carry the most insurance distress (NC)?
Stokes, NC, June 2026: 27045 at 0, 27009 at 0, 27050 at 0, 27357 at 0; Stokes, NC climate scores there: 87, 86, 84, 78.
Why does Stokes, NC insurance distress create sellers?
A Stokes, NC premium outruns the Stokes, NC budget; a carrier leaves Stokes, NC; Stokes, NC carrying cost passes plan; Stokes, NC owners sell while current; Stokes, NC insurance distress leads Stokes, NC foreclosure data.