Tyrrell County, NC: Home-Insurance Distress & Forced-Sale Pressure
Home-insurance pressure in Tyrrell County, North Carolina is currently severe — an insurance-distress score of 75/100, in the top tier nationally at #493 of the 3,222 U.S. counties DLRadar scores. Coverage that keeps repricing upward quietly manufactures motivated sellers well before a foreclosure notice.
Construction distress sits at 9/100, so the replacement cost insurers underwrite against is elevated here.
Because coverage pressure seldom acts alone, Tyrrell County's 75/100 is cross-checked against foreclosure filings, liens and ownership churn to isolate the truly insurance-driven sellers.
NFIP paid $16,464 across 2 Tyrrell County flood claims in three years, roughly $8,232 each; that record is what reprices coverage.
Behind the score sit a FEMA hazard score of 83/100; NFIP flood-claim stress of 63/100 over three years, each a factor insurers weigh when they raise rates or exit a market.
It is the combination -- 83/100 hazard, 63/100 claims -- that makes carrying cost the operative trigger here rather than the loan.
Monthly rebuilds keep Tyrrell County honest: 75/100 reflects the renewal environment carriers are pricing right now.
For an acquisition buyer, a severe reading of 75/100 in Tyrrell County is a targeting cue: it says a meaningful slice of local owners face a coverage bill rising faster than they planned for, and some will sell rather than absorb it.
Every U.S. county gets this monthly insurance-distress read from FEMA, NFIP and carrier data, wired to parcel-level foreclosure, lien and ownership records. That is how coverage-pressured owners surface before they reach the open market.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Tyrrell County insurance distress — FAQ
Is home insurance a problem for owners in Tyrrell County, North Carolina?
Tyrrell County scores 75/100 -- a figure rebuilt monthly rather than carried forward.
What is Tyrrell County three-year flood-claim total?
In the last three years NFIP settled 2 flood claims in Tyrrell County totaling $16,464, near $8,232 per claim. Insurers read that ledger directly into premiums and renewal decisions.
How does insurance cost turn into seller supply in Tyrrell County?
In Tyrrell County, a coverage bill that outruns the owner's budget - or a carrier that simply exits - can push total carrying cost past the breaking point. Those owners frequently sell ahead of any missed payment, so insurance distress works as an early, upstream read on future seller supply.