Wake County, NC: Home-Insurance Distress & Forced-Sale Pressure
Wake County, NC: 79/100 (severe) home-insurance distress; Wake, NC band MEDIUM; Wake, NC #381 of 3,222 counties; Wake, NC #48 of 100 in North Carolina.
FEMA hazard, Wake, NC: 78/100; Wake, NC declarations, three years: 6; Wake, NC perils: 4 tropical-storm; Wake, NC five-year count 9 (severity 15.0); Wake, NC ten-year 9; hazard-weighted, Wake, NC: 12.0.
Declared incidents on the Wake, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Wake, NC).
NFIP claims, Wake, NC, three years: 25; Wake, NC payouts $362,605; per Wake, NC claim $14,504; Wake, NC claim-stress 81/100.
Wake, NC monthly score fell, 86 (March 2026) to 79 (October 2026); Wake, NC by month: March 86, April 86, May 84, June 84 (Wake, NC), July 81, August 83, September 80, October 79.
Wake, NC components: climate 77, NFIP claims 81; Wake, NC retreat index 79.
Construction distress, Wake, NC: 45/100 as of August 2026 (Wake, NC: 52/100 one-to-four unit, 33/100 multifamily).
Wake, NC ZIPs, June 2026 (Wake, NC, 16 highest): score 0 (Wake, NC), climate 97 (Wake, NC): 27511, 27513, 27518, 27539, Wake, NC 27545, 27571, 27601, 27604, Wake, NC 27605, 27606, 27607, 27608, Wake, NC 27609, 27610, 27612, 27614.
DLRadar rescores Wake, NC monthly; Wake, NC readings join Wake, NC foreclosure, lien and ownership parcels (Wake, NC), so cost-squeezed Wake, NC owners surface before listing.
Inside North Carolina, Wake County ranks 48th of 100 counties for home-insurance distress at 79/100; Surry County (80/100) sits just above Wake County, and Cumberland County (79/100) sits just below Wake County.
Deterministic. Every Wake County, NC signal traces to a public Wake dataset (FEMA, NFIP, Census for Wake, NC) · how insurance distress works in Wake, NC · methodology
FAQ: Wake County, NC insurance distress
What is the Wake County, NC home-insurance-distress score?
Wake, NC: 79/100 (MEDIUM), #381 of 3,222, #48 in North Carolina. FEMA hazard, Wake, NC: 78/100; NFIP stress, Wake, NC: 81/100; construction, Wake, NC: 45/100; Wake, NC rescores monthly.
Is Wake County insurance distress getting better or worse (NC)?
Wake, NC: 86 in March 2026; Wake, NC: 79 in October 2026 (better); Wake, NC climate component 77; Wake, NC NFIP claims score 81.
How many flood-insurance claims has Wake County, NC had?
Wake, NC: 25 NFIP claims, three years; Wake, NC paid $362,605; per Wake, NC claim $14,504; carriers reprice Wake, NC against that record.
Which Wake County ZIP codes carry the most insurance distress (NC)?
Wake, NC, June 2026: 27511 at 0, 27513 at 0, 27518 at 0, 27539 at 0; Wake, NC climate scores there: 97, 97, 97, 97.
Why does Wake, NC insurance distress create sellers?
A Wake, NC premium outruns the Wake, NC budget; a carrier leaves Wake, NC; Wake, NC carrying cost passes plan; Wake, NC owners sell while current; Wake, NC insurance distress leads Wake, NC foreclosure data.