Washington County, NC: Home-Insurance Distress & Forced-Sale Pressure
Washington County, NC: 70/100 (severe) home-insurance distress; Washington, NC band MEDIUM; Washington, NC #620 of 3,222 counties; Washington, NC #73 of 100 in North Carolina; raw Washington, NC 75.5.
FEMA hazard, Washington, NC: 78/100; Washington, NC declarations, three years: 9; Washington, NC perils: 6 tropical-storm; Washington, NC five-year count 9 (severity 15.0); Washington, NC ten-year 9; hazard-weighted, Washington, NC: 18.0.
Declared incidents on the Washington, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Washington, NC).
NFIP claims, Washington, NC, three years: 1; Washington, NC payouts $16,231; per Washington, NC claim $16,231; Washington, NC claim-stress 59/100.
Washington, NC monthly score rose, 45 (March 2026) to 70 (October 2026); Washington, NC by month: March 45, April 45, May 44, June 44 (Washington, NC), July 41, August 43, September 40, October 70.
Washington, NC components: climate 77, NFIP claims 59; Washington, NC retreat index 70.
Construction distress, Washington, NC: 7/100 as of August 2026 (Washington, NC: 7/100 one-to-four unit, 0/100 multifamily).
Washington, NC ZIPs, June 2026 (Washington, NC, 4 highest): score 0 (Washington, NC), climate 72 (Washington, NC): 27860; score 0 (Washington, NC), climate 56 (Washington, NC): 27962; score 0 (Washington, NC), climate 53 (Washington, NC): 27970; score 0 (Washington, NC), climate 49 (Washington, NC): 27928.
DLRadar rescores Washington, NC monthly; Washington, NC readings join Washington, NC foreclosure, lien and ownership parcels (Washington, NC), so cost-squeezed Washington, NC owners surface before listing.
Inside North Carolina, Washington County ranks 73rd of 100 counties for home-insurance distress at 70/100; Edgecombe County (71/100) sits just above Washington County, and Lenoir County (70/100) sits just below Washington County.
Deterministic. Every Washington County, NC signal traces to a public Washington dataset (FEMA, NFIP, Census for Washington, NC) · how insurance distress works in Washington, NC · methodology
FAQ: Washington County, NC insurance distress
What is the Washington County, NC home-insurance-distress score?
Washington, NC: 70/100 (MEDIUM), #620 of 3,222, #73 in North Carolina. FEMA hazard, Washington, NC: 78/100; NFIP stress, Washington, NC: 59/100; construction, Washington, NC: 7/100; Washington, NC rescores monthly.
Is Washington County insurance distress getting better or worse (NC)?
Washington, NC: 45 in March 2026; Washington, NC: 70 in October 2026 (worse); Washington, NC climate component 77; Washington, NC NFIP claims score 59.
How many flood-insurance claims has Washington County, NC had?
Washington, NC: 1 NFIP claims, three years; Washington, NC paid $16,231; per Washington, NC claim $16,231; carriers reprice Washington, NC against that record.
Which Washington County ZIP codes carry the most insurance distress (NC)?
Washington, NC, June 2026: 27860 at 0, 27962 at 0, 27970 at 0, 27928 at 0; Washington, NC climate scores there: 72, 56, 53, 49.
Why does Washington, NC insurance distress create sellers?
A Washington, NC premium outruns the Washington, NC budget; a carrier leaves Washington, NC; Washington, NC carrying cost passes plan; Washington, NC owners sell while current; Washington, NC insurance distress leads Washington, NC foreclosure data.