Yadkin County, NC: Home-Insurance Distress & Forced-Sale Pressure
Yadkin County, NC: 46/100 (elevated) home-insurance distress; Yadkin, NC band MEDIUM; Yadkin, NC #1,211 of 3,222 counties; Yadkin, NC #88 of 100 in North Carolina; raw Yadkin, NC 56.8; Yadkin, NC coverage multiplier 0.85.
FEMA hazard, Yadkin, NC: 90/100; Yadkin, NC declarations, three years: 12; Yadkin, NC perils: 9 tropical-storm; Yadkin, NC five-year count 12 (severity 19.5); Yadkin, NC ten-year 12; hazard-weighted, Yadkin, NC: 27.0.
Declared incidents on the Yadkin, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 6 (Yadkin, NC).
NFIP claims, Yadkin, NC, three years: none; Yadkin, NC claim-stress 0/100.
Yadkin, NC monthly score fell, 48 (March 2026) to 45 (October 2026); Yadkin, NC by month: March 48, April 48, May 48, June 48 (Yadkin, NC), July 46, August 47, September 47, October 45.
Yadkin, NC components: climate 88; Yadkin, NC retreat index 45; Yadkin, NC climate multiplier 0.85.
Construction distress, Yadkin, NC: 55/100 as of August 2026 (Yadkin, NC: 54/100 one-to-four unit, 39/100 multifamily).
Yadkin, NC ZIPs, June 2026 (Yadkin, NC, 7 highest): score 0 (Yadkin, NC), climate 78 (Yadkin, NC): 28634; score 0 (Yadkin, NC), climate 74 (Yadkin, NC): 28689; score 0 (Yadkin, NC), climate 46 (Yadkin, NC): 27020; score 0 (Yadkin, NC), climate 41 (Yadkin, NC): 28642; score 0 (Yadkin, NC), climate 37 (Yadkin, NC): 27055; score 0 (Yadkin, NC), climate 36 (Yadkin, NC): 27011, 27018.
DLRadar rescores Yadkin, NC monthly; Yadkin, NC readings join Yadkin, NC foreclosure, lien and ownership parcels (Yadkin, NC), so cost-squeezed Yadkin, NC owners surface before listing.
Inside North Carolina, Yadkin County ranks 88th of 100 counties for home-insurance distress at 46/100; Rowan County (46/100) sits just above Yadkin County, and Alexander County (40/100) sits just below Yadkin County.
Deterministic. Every Yadkin County, NC signal traces to a public Yadkin dataset (FEMA, NFIP, Census for Yadkin, NC) · how insurance distress works in Yadkin, NC · methodology
FAQ: Yadkin County, NC insurance distress
What is the Yadkin County, NC home-insurance-distress score?
Yadkin, NC: 46/100 (MEDIUM), #1,211 of 3,222, #88 in North Carolina. FEMA hazard, Yadkin, NC: 90/100; NFIP stress, Yadkin, NC: 0/100; construction, Yadkin, NC: 55/100; Yadkin, NC rescores monthly.
Is Yadkin County insurance distress getting better or worse (NC)?
Yadkin, NC: 48 in March 2026; Yadkin, NC: 45 in October 2026 (better); Yadkin, NC climate component 88.
Which Yadkin County ZIP codes carry the most insurance distress (NC)?
Yadkin, NC, June 2026: 28634 at 0, 28689 at 0, 27020 at 0, 28642 at 0; Yadkin, NC climate scores there: 78, 74, 46, 41.
Why does Yadkin, NC insurance distress create sellers?
A Yadkin, NC premium outruns the Yadkin, NC budget; a carrier leaves Yadkin, NC; Yadkin, NC carrying cost passes plan; Yadkin, NC owners sell while current; Yadkin, NC insurance distress leads Yadkin, NC foreclosure data.