Bottineau County, ND: Home-Insurance Distress & Forced-Sale Pressure
Bottineau County, ND: 21/100 (low) home-insurance distress; Bottineau, ND band LOW; Bottineau, ND #2,221 of 3,222 counties; Bottineau, ND #11 of 53 in North Dakota; raw Bottineau, ND 24.3; Bottineau, ND coverage multiplier 0.85.
FEMA hazard, Bottineau, ND: 40/100; Bottineau, ND declarations, three years: 2; Bottineau, ND perils: 2 severe-storm; hazard-weighted, Bottineau, ND: 2.0.
Declared incidents on the Bottineau, ND record: 2026 Severe Storm 2 (Bottineau, ND).
NFIP claims, Bottineau, ND, three years: none; Bottineau, ND claim-stress 0/100.
Bottineau, ND monthly score rose, 0 (March 2026) to 20 (October 2026); Bottineau, ND by month: March 0, April 0, May 0, June 0 (Bottineau, ND), July 0, August 0, September 21, October 20.
Bottineau, ND components: climate 40; Bottineau, ND retreat index 20; Bottineau, ND climate multiplier 0.85.
Construction distress, Bottineau, ND: 97/100 as of August 2026 (Bottineau, ND: 97/100 one-to-four unit, 0/100 multifamily).
Bottineau, ND ZIPs, June 2026 (Bottineau, ND, 14 highest): score 0 (Bottineau, ND), climate 42 (Bottineau, ND): 58329; score 0 (Bottineau, ND), climate 29 (Bottineau, ND): 58740; score 0 (Bottineau, ND), climate 21 (Bottineau, ND): 58318, 58711, 58760, 58783, Bottineau, ND 58793; score 0 (Bottineau, ND), climate 20 (Bottineau, ND): 58384, 58748, 58762; score 0 (Bottineau, ND), climate 18 (Bottineau, ND): 58789; score 0 (Bottineau, ND), climate 14 (Bottineau, ND): 58750; score 0 (Bottineau, ND), climate 10 (Bottineau, ND): 58761; score 0 (Bottineau, ND), climate 4 (Bottineau, ND): 58782.
DLRadar rescores Bottineau, ND monthly; Bottineau, ND readings join Bottineau, ND foreclosure, lien and ownership parcels (Bottineau, ND), so cost-squeezed Bottineau, ND owners surface before listing.
Inside North Dakota, Bottineau County ranks 11th of 53 counties for home-insurance distress at 21/100; Stutsman County (27/100) sits just above Bottineau County, and Burke County (21/100) sits just below Bottineau County.
Deterministic. Every Bottineau County, ND signal traces to a public Bottineau dataset (FEMA, NFIP, Census for Bottineau, ND) · how insurance distress works in Bottineau, ND · methodology
FAQ: Bottineau County, ND insurance distress
What is the Bottineau County, ND home-insurance-distress score?
Bottineau, ND: 21/100 (LOW), #2,221 of 3,222, #11 in North Dakota. FEMA hazard, Bottineau, ND: 40/100; NFIP stress, Bottineau, ND: 0/100; construction, Bottineau, ND: 97/100; Bottineau, ND rescores monthly.
Is Bottineau County insurance distress getting better or worse (ND)?
Bottineau, ND: 0 in March 2026; Bottineau, ND: 20 in October 2026 (worse); Bottineau, ND climate component 40.
Which Bottineau County ZIP codes carry the most insurance distress (ND)?
Bottineau, ND, June 2026: 58329 at 0, 58740 at 0, 58318 at 0, 58711 at 0; Bottineau, ND climate scores there: 42, 29, 21, 21.
Why does Bottineau, ND insurance distress create sellers?
A Bottineau, ND premium outruns the Bottineau, ND budget; a carrier leaves Bottineau, ND; Bottineau, ND carrying cost passes plan; Bottineau, ND owners sell while current; Bottineau, ND insurance distress leads Bottineau, ND foreclosure data.