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Burke County, ND: Home-Insurance Distress & Forced-Sale Pressure

Burke County, ND: 21/100 (low) home-insurance distress; Burke, ND band LOW; Burke, ND #2,222 of 3,222 counties; Burke, ND #12 of 53 in North Dakota; raw Burke, ND 27.4; Burke, ND coverage multiplier 0.85.

FEMA hazard, Burke, ND: 40/100; Burke, ND declarations, three years: 3; Burke, ND perils: 3 severe-storm; Burke, ND five-year count 3 (severity 3.0); Burke, ND ten-year 3; hazard-weighted, Burke, ND: 3.0.

Declared incidents on the Burke, ND record: 2026 Severe Storm 2; 2023 Flood 1 (Burke, ND).

NFIP claims, Burke, ND, three years: none; Burke, ND claim-stress 0/100.

Burke, ND monthly score rose, 0 (March 2026) to 20 (October 2026); Burke, ND by month: March 0, April 0, May 0, June 0 (Burke, ND), July 0, August 0, September 21, October 20.

Burke, ND components: climate 40; Burke, ND retreat index 20; Burke, ND climate multiplier 0.85.

Construction distress, Burke, ND: 5/100 as of August 2026 (Burke, ND: 5/100 one-to-four unit, 0/100 multifamily).

Burke, ND ZIPs, June 2026 (Burke, ND, 9 highest): score 0 (Burke, ND), climate 34 (Burke, ND): 58746; score 0 (Burke, ND), climate 29 (Burke, ND): 58755; score 0 (Burke, ND), climate 20 (Burke, ND): 58784; score 0 (Burke, ND), climate 8 (Burke, ND): 58773; score 0 (Burke, ND), climate 5 (Burke, ND): 58721; score 0 (Burke, ND), climate 2 (Burke, ND): 58727, 58737, 58752, 58772.

DLRadar rescores Burke, ND monthly; Burke, ND readings join Burke, ND foreclosure, lien and ownership parcels (Burke, ND), so cost-squeezed Burke, ND owners surface before listing.

Inside North Dakota, Burke County ranks 12th of 53 counties for home-insurance distress at 21/100; Bottineau County (21/100) sits just above Burke County, and Burleigh County (21/100) sits just below Burke County.

Insurance distress
21/100
Burke, ND: LOW
National rank
#2222
Burke, ND: of 3,222 counties
FEMA hazard
40/100
Burke County hazard
NFIP claim stress
0/100
Burke, ND 3-year
Flood claims (3y)
0
Burke, ND
Claims paid (3y)
$0
Burke, ND payouts
Per claim
$0
Burke, ND
Construction distress
5/100
Burke, ND

Deterministic. Every Burke County, ND signal traces to a public Burke dataset (FEMA, NFIP, Census for Burke, ND) · how insurance distress works in Burke, ND · methodology

FAQ: Burke County, ND insurance distress

What is the Burke County, ND home-insurance-distress score?

Burke, ND: 21/100 (LOW), #2,222 of 3,222, #12 in North Dakota. FEMA hazard, Burke, ND: 40/100; NFIP stress, Burke, ND: 0/100; construction, Burke, ND: 5/100; Burke, ND rescores monthly.

Is Burke County insurance distress getting better or worse (ND)?

Burke, ND: 0 in March 2026; Burke, ND: 20 in October 2026 (worse); Burke, ND climate component 40.

Which Burke County ZIP codes carry the most insurance distress (ND)?

Burke, ND, June 2026: 58746 at 0, 58755 at 0, 58784 at 0, 58773 at 0; Burke, ND climate scores there: 34, 29, 20, 8.

Why does Burke, ND insurance distress create sellers?

A Burke, ND premium outruns the Burke, ND budget; a carrier leaves Burke, ND; Burke, ND carrying cost passes plan; Burke, ND owners sell while current; Burke, ND insurance distress leads Burke, ND foreclosure data.

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