Divide County, ND: Home-Insurance Distress & Forced-Sale Pressure
Divide County, ND: 21/100 (low) home-insurance distress; Divide, ND band LOW; Divide, ND #2,224 of 3,222 counties; Divide, ND #14 of 53 in North Dakota; raw Divide, ND 24.3; Divide, ND coverage multiplier 0.85.
FEMA hazard, Divide, ND: 40/100; Divide, ND declarations, three years: 2; Divide, ND perils: 2 severe-storm; hazard-weighted, Divide, ND: 2.0.
Declared incidents on the Divide, ND record: 2026 Severe Storm 2 (Divide, ND).
NFIP claims, Divide, ND, three years: none; Divide, ND claim-stress 0/100.
Divide, ND monthly score rose, 0 (March 2026) to 20 (October 2026); Divide, ND by month: March 0, April 0, May 0, June 0 (Divide, ND), July 0, August 0, September 21, October 20.
Divide, ND components: climate 40; Divide, ND retreat index 20; Divide, ND climate multiplier 0.85.
Construction distress, Divide, ND: 85/100 as of August 2026 (Divide, ND: 85/100 one-to-four unit, 0/100 multifamily).
Divide, ND ZIPs, June 2026 (Divide, ND, 10 highest): score 0 (Divide, ND), climate 42 (Divide, ND): 58856; score 0 (Divide, ND), climate 38 (Divide, ND): 58830; score 0 (Divide, ND), climate 33 (Divide, ND): 58845; score 0 (Divide, ND), climate 31 (Divide, ND): 58795; score 0 (Divide, ND), climate 29 (Divide, ND): 58755; score 0 (Divide, ND), climate 12 (Divide, ND): 59275; score 0 (Divide, ND), climate 5 (Divide, ND): 58730, 58765, 58833, 58844.
DLRadar rescores Divide, ND monthly; Divide, ND readings join Divide, ND foreclosure, lien and ownership parcels (Divide, ND), so cost-squeezed Divide, ND owners surface before listing.
Inside North Dakota, Divide County ranks 14th of 53 counties for home-insurance distress at 21/100; Burleigh County (21/100) sits just above Divide County, and Eddy County (21/100) sits just below Divide County.
Deterministic. Every Divide County, ND signal traces to a public Divide dataset (FEMA, NFIP, Census for Divide, ND) · how insurance distress works in Divide, ND · methodology
FAQ: Divide County, ND insurance distress
What is the Divide County, ND home-insurance-distress score?
Divide, ND: 21/100 (LOW), #2,224 of 3,222, #14 in North Dakota. FEMA hazard, Divide, ND: 40/100; NFIP stress, Divide, ND: 0/100; construction, Divide, ND: 85/100; Divide, ND rescores monthly.
Is Divide County insurance distress getting better or worse (ND)?
Divide, ND: 0 in March 2026; Divide, ND: 20 in October 2026 (worse); Divide, ND climate component 40.
Which Divide County ZIP codes carry the most insurance distress (ND)?
Divide, ND, June 2026: 58856 at 0, 58830 at 0, 58845 at 0, 58795 at 0; Divide, ND climate scores there: 42, 38, 33, 31.
Why does Divide, ND insurance distress create sellers?
A Divide, ND premium outruns the Divide, ND budget; a carrier leaves Divide, ND; Divide, ND carrying cost passes plan; Divide, ND owners sell while current; Divide, ND insurance distress leads Divide, ND foreclosure data.