Eddy County, ND: Home-Insurance Distress & Forced-Sale Pressure
Eddy County, ND: 21/100 (low) home-insurance distress; Eddy, ND band LOW; Eddy, ND #2,225 of 3,222 counties; Eddy, ND #15 of 53 in North Dakota; raw Eddy, ND 24.3; Eddy, ND coverage multiplier 0.85.
FEMA hazard, Eddy, ND: 40/100; Eddy, ND declarations, three years: 2; Eddy, ND perils: 2 severe-storm; Eddy, ND five-year count 3 (severity 6.0); Eddy, ND ten-year 3; hazard-weighted, Eddy, ND: 2.0.
Declared incidents on the Eddy, ND record: 2025 Severe Storm 2 (Eddy, ND).
NFIP claims, Eddy, ND, three years: none; Eddy, ND claim-stress 0/100.
Eddy, ND monthly score fell, 26 (March 2026) to 20 (October 2026); Eddy, ND by month: March 26, April 26, May 24, June 24 (Eddy, ND), July 23, August 21, September 21, October 20.
Eddy, ND components: climate 40; Eddy, ND retreat index 20; Eddy, ND climate multiplier 0.85.
Construction distress, Eddy, ND: 59/100 as of August 2026 (Eddy, ND: 59/100 one-to-four unit, 0/100 multifamily).
Eddy, ND ZIPs, June 2026 (Eddy, ND, 7 highest): score 0 (Eddy, ND), climate 11 (Eddy, ND): 58421; score 0 (Eddy, ND), climate 9 (Eddy, ND): 58374, 58381; score 0 (Eddy, ND), climate 7 (Eddy, ND): 58380; score 0 (Eddy, ND), climate 6 (Eddy, ND): 58445; score 0 (Eddy, ND), climate 5 (Eddy, ND): 58464; score 0 (Eddy, ND), climate 4 (Eddy, ND): 58356.
DLRadar rescores Eddy, ND monthly; Eddy, ND readings join Eddy, ND foreclosure, lien and ownership parcels (Eddy, ND), so cost-squeezed Eddy, ND owners surface before listing.
Inside North Dakota, Eddy County ranks 15th of 53 counties for home-insurance distress at 21/100; Divide County (21/100) sits just above Eddy County, and Emmons County (21/100) sits just below Eddy County.
Deterministic. Every Eddy County, ND signal traces to a public Eddy dataset (FEMA, NFIP, Census for Eddy, ND) · how insurance distress works in Eddy, ND · methodology
FAQ: Eddy County, ND insurance distress
What is the Eddy County, ND home-insurance-distress score?
Eddy, ND: 21/100 (LOW), #2,225 of 3,222, #15 in North Dakota. FEMA hazard, Eddy, ND: 40/100; NFIP stress, Eddy, ND: 0/100; construction, Eddy, ND: 59/100; Eddy, ND rescores monthly.
Is Eddy County insurance distress getting better or worse (ND)?
Eddy, ND: 26 in March 2026; Eddy, ND: 20 in October 2026 (better); Eddy, ND climate component 40.
Which Eddy County ZIP codes carry the most insurance distress (ND)?
Eddy, ND, June 2026: 58421 at 0, 58374 at 0, 58381 at 0, 58380 at 0; Eddy, ND climate scores there: 11, 9, 9, 7.
Why does Eddy, ND insurance distress create sellers?
A Eddy, ND premium outruns the Eddy, ND budget; a carrier leaves Eddy, ND; Eddy, ND carrying cost passes plan; Eddy, ND owners sell while current; Eddy, ND insurance distress leads Eddy, ND foreclosure data.