Emmons County, ND: Home-Insurance Distress & Forced-Sale Pressure
Emmons County, ND: 21/100 (low) home-insurance distress; Emmons, ND band LOW; Emmons, ND #2,226 of 3,222 counties; Emmons, ND #16 of 53 in North Dakota; raw Emmons, ND 24.3; Emmons, ND coverage multiplier 0.85.
FEMA hazard, Emmons, ND: 40/100; Emmons, ND declarations, three years: 2; Emmons, ND perils: 2 severe-storm; Emmons, ND five-year count 3 (severity 6.0); Emmons, ND ten-year 3; hazard-weighted, Emmons, ND: 2.0.
Declared incidents on the Emmons, ND record: 2025 Severe Storm 2 (Emmons, ND).
NFIP claims, Emmons, ND, three years: none; Emmons, ND claim-stress 0/100.
Emmons, ND monthly score fell, 26 (March 2026) to 20 (October 2026); Emmons, ND by month: March 26, April 26, May 24, June 24 (Emmons, ND), July 23, August 21, September 21, October 20.
Emmons, ND components: climate 40; Emmons, ND retreat index 20; Emmons, ND climate multiplier 0.85.
Construction distress, Emmons, ND: 42/100 as of August 2026 (Emmons, ND: 42/100 one-to-four unit, 8/100 multifamily).
Emmons, ND ZIPs, June 2026 (Emmons, ND, 8 highest): score 0 (Emmons, ND), climate 71 (Emmons, ND): 58560; score 0 (Emmons, ND), climate 43 (Emmons, ND): 58542, 58544, 58552, 58573; score 0 (Emmons, ND), climate 41 (Emmons, ND): 58524; score 0 (Emmons, ND), climate 28 (Emmons, ND): 58549; score 0 (Emmons, ND), climate 24 (Emmons, ND): 57648.
DLRadar rescores Emmons, ND monthly; Emmons, ND readings join Emmons, ND foreclosure, lien and ownership parcels (Emmons, ND), so cost-squeezed Emmons, ND owners surface before listing.
Inside North Dakota, Emmons County ranks 16th of 53 counties for home-insurance distress at 21/100; Eddy County (21/100) sits just above Emmons County, and Foster County (21/100) sits just below Emmons County.
Deterministic. Every Emmons County, ND signal traces to a public Emmons dataset (FEMA, NFIP, Census for Emmons, ND) · how insurance distress works in Emmons, ND · methodology
FAQ: Emmons County, ND insurance distress
What is the Emmons County, ND home-insurance-distress score?
Emmons, ND: 21/100 (LOW), #2,226 of 3,222, #16 in North Dakota. FEMA hazard, Emmons, ND: 40/100; NFIP stress, Emmons, ND: 0/100; construction, Emmons, ND: 42/100; Emmons, ND rescores monthly.
Is Emmons County insurance distress getting better or worse (ND)?
Emmons, ND: 26 in March 2026; Emmons, ND: 20 in October 2026 (better); Emmons, ND climate component 40.
Which Emmons County ZIP codes carry the most insurance distress (ND)?
Emmons, ND, June 2026: 58560 at 0, 58542 at 0, 58544 at 0, 58552 at 0; Emmons, ND climate scores there: 71, 43, 43, 43.
Why does Emmons, ND insurance distress create sellers?
A Emmons, ND premium outruns the Emmons, ND budget; a carrier leaves Emmons, ND; Emmons, ND carrying cost passes plan; Emmons, ND owners sell while current; Emmons, ND insurance distress leads Emmons, ND foreclosure data.