Foster County, ND: Home-Insurance Distress & Forced-Sale Pressure
Foster County, ND: 21/100 (low) home-insurance distress; Foster, ND band LOW; Foster, ND #2,227 of 3,222 counties; Foster, ND #17 of 53 in North Dakota; raw Foster, ND 27.4; Foster, ND coverage multiplier 0.85.
FEMA hazard, Foster, ND: 40/100; Foster, ND declarations, three years: 3; Foster, ND perils: 3 severe-storm; Foster, ND five-year count 3 (severity 6.0); Foster, ND ten-year 3; hazard-weighted, Foster, ND: 3.0.
Declared incidents on the Foster, ND record: 2025 Severe Storm 2 (Foster, ND).
NFIP claims, Foster, ND, three years: none; Foster, ND claim-stress 0/100.
Foster, ND monthly score fell, 26 (March 2026) to 20 (October 2026); Foster, ND by month: March 26, April 26, May 24, June 24 (Foster, ND), July 23, August 21, September 21, October 20.
Foster, ND components: climate 40; Foster, ND retreat index 20; Foster, ND climate multiplier 0.85.
Construction distress, Foster, ND: 88/100 as of August 2026 (Foster, ND: 88/100 one-to-four unit, 0/100 multifamily).
Foster, ND ZIPs, June 2026 (Foster, ND, 8 highest): score 0 (Foster, ND), climate 48 (Foster, ND): 58426; score 0 (Foster, ND), climate 33 (Foster, ND): 58455; score 0 (Foster, ND), climate 11 (Foster, ND): 58421; score 0 (Foster, ND), climate 8 (Foster, ND): 58443; score 0 (Foster, ND), climate 6 (Foster, ND): 58445, 58484; score 0 (Foster, ND), climate 5 (Foster, ND): 58464; score 0 (Foster, ND), climate 4 (Foster, ND): 58356.
DLRadar rescores Foster, ND monthly; Foster, ND readings join Foster, ND foreclosure, lien and ownership parcels (Foster, ND), so cost-squeezed Foster, ND owners surface before listing.
Inside North Dakota, Foster County ranks 17th of 53 counties for home-insurance distress at 21/100; Emmons County (21/100) sits just above Foster County, and Grand Forks County (21/100) sits just below Foster County.
Deterministic. Every Foster County, ND signal traces to a public Foster dataset (FEMA, NFIP, Census for Foster, ND) · how insurance distress works in Foster, ND · methodology
FAQ: Foster County, ND insurance distress
What is the Foster County, ND home-insurance-distress score?
Foster, ND: 21/100 (LOW), #2,227 of 3,222, #17 in North Dakota. FEMA hazard, Foster, ND: 40/100; NFIP stress, Foster, ND: 0/100; construction, Foster, ND: 88/100; Foster, ND rescores monthly.
Is Foster County insurance distress getting better or worse (ND)?
Foster, ND: 26 in March 2026; Foster, ND: 20 in October 2026 (better); Foster, ND climate component 40.
Which Foster County ZIP codes carry the most insurance distress (ND)?
Foster, ND, June 2026: 58426 at 0, 58455 at 0, 58421 at 0, 58443 at 0; Foster, ND climate scores there: 48, 33, 11, 8.
Why does Foster, ND insurance distress create sellers?
A Foster, ND premium outruns the Foster, ND budget; a carrier leaves Foster, ND; Foster, ND carrying cost passes plan; Foster, ND owners sell while current; Foster, ND insurance distress leads Foster, ND foreclosure data.