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Hettinger County, ND: Home-Insurance Distress & Forced-Sale Pressure

Hettinger County, ND: 0/100 (low) home-insurance distress; Hettinger, ND band ZERO; Hettinger, ND #2,947 of 3,222 counties; Hettinger, ND #38 of 53 in North Dakota; Hettinger, ND coverage multiplier 0.70.

FEMA hazard, Hettinger, ND: 0/100; Hettinger, ND declarations, three years: none; Hettinger, ND five-year count 3 (severity 3.0); Hettinger, ND ten-year 3.

Declared incidents on the Hettinger, ND record: 2023 Flood 1 (Hettinger, ND).

NFIP claims, Hettinger, ND, three years: none; Hettinger, ND claim-stress 0/100.

Hettinger, ND monthly score: 0 in every month from March 2026 (Hettinger, ND) through October 2026.

Hettinger, ND components: all zero this month; Hettinger, ND climate multiplier 0.70.

Construction distress, Hettinger, ND: 80/100 as of August 2026 (Hettinger, ND: 80/100 one-to-four unit, 0/100 multifamily).

Hettinger, ND ZIPs, June 2026 (Hettinger, ND, 5 highest): score 0 (Hettinger, ND), climate 11 (Hettinger, ND): 58562; score 0 (Hettinger, ND), climate 9 (Hettinger, ND): 58646; score 0 (Hettinger, ND), climate 8 (Hettinger, ND): 58647, 58650; score 0 (Hettinger, ND), climate 4 (Hettinger, ND): 58649.

DLRadar rescores Hettinger, ND monthly; Hettinger, ND readings join Hettinger, ND foreclosure, lien and ownership parcels (Hettinger, ND), so cost-squeezed Hettinger, ND owners surface before listing.

Inside North Dakota, Hettinger County ranks 38th of 53 counties for home-insurance distress at 0/100; Golden Valley County (0/100) sits just above Hettinger County, and Lamoure County (0/100) sits just below Hettinger County.

Insurance distress
0/100
Hettinger, ND: ZERO
National rank
#2947
Hettinger, ND: of 3,222 counties
FEMA hazard
0/100
Hettinger County hazard
NFIP claim stress
0/100
Hettinger, ND 3-year
Flood claims (3y)
0
Hettinger, ND
Claims paid (3y)
$0
Hettinger, ND payouts
Per claim
$0
Hettinger, ND
Construction distress
80/100
Hettinger, ND

Deterministic. Every Hettinger County, ND signal traces to a public Hettinger dataset (FEMA, NFIP, Census for Hettinger, ND) · how insurance distress works in Hettinger, ND · methodology

FAQ: Hettinger County, ND insurance distress

What is the Hettinger County, ND home-insurance-distress score?

Hettinger, ND: 0/100 (ZERO), #2,947 of 3,222, #38 in North Dakota. FEMA hazard, Hettinger, ND: 0/100; NFIP stress, Hettinger, ND: 0/100; construction, Hettinger, ND: 80/100; Hettinger, ND rescores monthly.

Is Hettinger County insurance distress getting better or worse (ND)?

Hettinger, ND: 0 in March 2026; Hettinger, ND: 0 in October 2026 (unchanged).

Which Hettinger County ZIP codes carry the most insurance distress (ND)?

Hettinger, ND, June 2026: 58562 at 0, 58646 at 0, 58647 at 0, 58650 at 0; Hettinger, ND climate scores there: 11, 9, 8, 8.

Why does Hettinger, ND insurance distress create sellers?

A Hettinger, ND premium outruns the Hettinger, ND budget; a carrier leaves Hettinger, ND; Hettinger, ND carrying cost passes plan; Hettinger, ND owners sell while current; Hettinger, ND insurance distress leads Hettinger, ND foreclosure data.

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