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Mountrail County, ND: Home-Insurance Distress & Forced-Sale Pressure

Mountrail County, ND: 0/100 (low) home-insurance distress; Mountrail, ND band ZERO; Mountrail, ND #2,952 of 3,222 counties; Mountrail, ND #43 of 53 in North Dakota; Mountrail, ND coverage multiplier 0.70.

FEMA hazard, Mountrail, ND: 0/100; Mountrail, ND declarations, three years: none; Mountrail, ND five-year count 3 (severity 3.0); Mountrail, ND ten-year 3.

Declared incidents on the Mountrail, ND record: 2023 Flood 1 (Mountrail, ND).

NFIP claims, Mountrail, ND, three years: none; Mountrail, ND claim-stress 0/100.

Mountrail, ND monthly score: 0 in every month from March 2026 (Mountrail, ND) through October 2026.

Mountrail, ND components: all zero this month; Mountrail, ND climate multiplier 0.70.

Construction distress, Mountrail, ND: 45/100 as of August 2026 (Mountrail, ND: 48/100 one-to-four unit, 0/100 multifamily).

Mountrail, ND ZIPs, June 2026 (Mountrail, ND, 12 highest): score 0 (Mountrail, ND), climate 60 (Mountrail, ND): 58756; score 0 (Mountrail, ND), climate 53 (Mountrail, ND): 58718, 58852; score 0 (Mountrail, ND), climate 38 (Mountrail, ND): 58734; score 0 (Mountrail, ND), climate 34 (Mountrail, ND): 58770; score 0 (Mountrail, ND), climate 33 (Mountrail, ND): 58771; score 0 (Mountrail, ND), climate 27 (Mountrail, ND): 58763; score 0 (Mountrail, ND), climate 23 (Mountrail, ND): 58769, 58776, 58794; score 0 (Mountrail, ND), climate 20 (Mountrail, ND): 58784; score 0 (Mountrail, ND), climate 8 (Mountrail, ND): 58773.

DLRadar rescores Mountrail, ND monthly; Mountrail, ND readings join Mountrail, ND foreclosure, lien and ownership parcels (Mountrail, ND), so cost-squeezed Mountrail, ND owners surface before listing.

Inside North Dakota, Mountrail County ranks 43rd of 53 counties for home-insurance distress at 0/100; Mcintosh County (0/100) sits just above Mountrail County, and Pembina County (0/100) sits just below Mountrail County.

Insurance distress
0/100
Mountrail, ND: ZERO
National rank
#2952
Mountrail, ND: of 3,222 counties
FEMA hazard
0/100
Mountrail County hazard
NFIP claim stress
0/100
Mountrail, ND 3-year
Flood claims (3y)
0
Mountrail, ND
Claims paid (3y)
$0
Mountrail, ND payouts
Per claim
$0
Mountrail, ND
Construction distress
45/100
Mountrail, ND

Deterministic. Every Mountrail County, ND signal traces to a public Mountrail dataset (FEMA, NFIP, Census for Mountrail, ND) · how insurance distress works in Mountrail, ND · methodology

FAQ: Mountrail County, ND insurance distress

What is the Mountrail County, ND home-insurance-distress score?

Mountrail, ND: 0/100 (ZERO), #2,952 of 3,222, #43 in North Dakota. FEMA hazard, Mountrail, ND: 0/100; NFIP stress, Mountrail, ND: 0/100; construction, Mountrail, ND: 45/100; Mountrail, ND rescores monthly.

Is Mountrail County insurance distress getting better or worse (ND)?

Mountrail, ND: 0 in March 2026; Mountrail, ND: 0 in October 2026 (unchanged).

Which Mountrail County ZIP codes carry the most insurance distress (ND)?

Mountrail, ND, June 2026: 58756 at 0, 58718 at 0, 58852 at 0, 58734 at 0; Mountrail, ND climate scores there: 60, 53, 53, 38.

Why does Mountrail, ND insurance distress create sellers?

A Mountrail, ND premium outruns the Mountrail, ND budget; a carrier leaves Mountrail, ND; Mountrail, ND carrying cost passes plan; Mountrail, ND owners sell while current; Mountrail, ND insurance distress leads Mountrail, ND foreclosure data.

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