Nelson County, ND: Home-Insurance Distress & Forced-Sale Pressure
Nelson County, ND: 21/100 (low) home-insurance distress; Nelson, ND band LOW; Nelson, ND #2,232 of 3,222 counties; Nelson, ND #22 of 53 in North Dakota; raw Nelson, ND 24.3; Nelson, ND coverage multiplier 0.85.
FEMA hazard, Nelson, ND: 40/100; Nelson, ND declarations, three years: 2; Nelson, ND perils: 2 severe-storm; Nelson, ND five-year count 6 (severity 9.0); Nelson, ND ten-year 6; hazard-weighted, Nelson, ND: 2.0.
Declared incidents on the Nelson, ND record: 2025 Severe Storm 3; 2023 Flood 1 (Nelson, ND).
NFIP claims, Nelson, ND, three years: none; Nelson, ND claim-stress 0/100.
Nelson, ND monthly score fell, 26 (March 2026) to 24 (October 2026); Nelson, ND by month: March 26, April 26, May 24, June 24 (Nelson, ND), July 23, August 21, September 21, October 24.
Nelson, ND components: climate 47; Nelson, ND retreat index 24; Nelson, ND climate multiplier 0.85.
Construction distress, Nelson, ND: 1/100 as of August 2026 (Nelson, ND: 3/100 one-to-four unit, 0/100 multifamily).
Nelson, ND ZIPs, June 2026 (Nelson, ND, 10 highest): score 0 (Nelson, ND), climate 47 (Nelson, ND): 58266; score 0 (Nelson, ND), climate 19 (Nelson, ND): 58321; score 0 (Nelson, ND), climate 13 (Nelson, ND): 58212; score 0 (Nelson, ND), climate 8 (Nelson, ND): 58344; score 0 (Nelson, ND), climate 7 (Nelson, ND): 58380; score 0 (Nelson, ND), climate 6 (Nelson, ND): 58224, 58254, 58259, 58272, Nelson, ND 58361.
DLRadar rescores Nelson, ND monthly; Nelson, ND readings join Nelson, ND foreclosure, lien and ownership parcels (Nelson, ND), so cost-squeezed Nelson, ND owners surface before listing.
Inside North Dakota, Nelson County ranks 22nd of 53 counties for home-insurance distress at 21/100; Morton County (21/100) sits just above Nelson County, and Ransom County (21/100) sits just below Nelson County.
Deterministic. Every Nelson County, ND signal traces to a public Nelson dataset (FEMA, NFIP, Census for Nelson, ND) · how insurance distress works in Nelson, ND · methodology
FAQ: Nelson County, ND insurance distress
What is the Nelson County, ND home-insurance-distress score?
Nelson, ND: 21/100 (LOW), #2,232 of 3,222, #22 in North Dakota. FEMA hazard, Nelson, ND: 40/100; NFIP stress, Nelson, ND: 0/100; construction, Nelson, ND: 1/100; Nelson, ND rescores monthly.
Is Nelson County insurance distress getting better or worse (ND)?
Nelson, ND: 26 in March 2026; Nelson, ND: 24 in October 2026 (better); Nelson, ND climate component 47.
Which Nelson County ZIP codes carry the most insurance distress (ND)?
Nelson, ND, June 2026: 58266 at 0, 58321 at 0, 58212 at 0, 58344 at 0; Nelson, ND climate scores there: 47, 19, 13, 8.
Why does Nelson, ND insurance distress create sellers?
A Nelson, ND premium outruns the Nelson, ND budget; a carrier leaves Nelson, ND; Nelson, ND carrying cost passes plan; Nelson, ND owners sell while current; Nelson, ND insurance distress leads Nelson, ND foreclosure data.