Oliver County, ND: Home-Insurance Distress & Forced-Sale Pressure
Oliver County, ND: 27/100 (moderate) home-insurance distress; Oliver, ND band LOW; Oliver, ND #1,772 of 3,222 counties; Oliver, ND #8 of 53 in North Dakota; raw Oliver, ND 35.3; Oliver, ND coverage multiplier 0.85.
FEMA hazard, Oliver, ND: 52/100; Oliver, ND declarations, three years: 6; Oliver, ND perils: 6 severe-storm; Oliver, ND five-year count 3 (severity 6.0); Oliver, ND ten-year 3; hazard-weighted, Oliver, ND: 6.0.
Declared incidents on the Oliver, ND record: 2026 Severe Storm 2; 2025 Severe Storm 2 (Oliver, ND).
NFIP claims, Oliver, ND, three years: none; Oliver, ND claim-stress 0/100.
Oliver, ND monthly score held, 26 (March 2026) to 26 (October 2026); Oliver, ND by month: March 26, April 26, May 24, June 24 (Oliver, ND), July 23, August 21, September 27, October 26.
Oliver, ND components: climate 52; Oliver, ND retreat index 26; Oliver, ND climate multiplier 0.85.
Construction distress, Oliver, ND: 51/100 as of August 2026 (Oliver, ND: 50/100 one-to-four unit, 16/100 multifamily).
Oliver, ND ZIPs, June 2026 (Oliver, ND, 6 highest): score 0 (Oliver, ND), climate 56 (Oliver, ND): 58554; score 0 (Oliver, ND), climate 41 (Oliver, ND): 58563; score 0 (Oliver, ND), climate 16 (Oliver, ND): 58545; score 0 (Oliver, ND), climate 15 (Oliver, ND): 58523, 58571; score 0 (Oliver, ND), climate 3 (Oliver, ND): 58530.
DLRadar rescores Oliver, ND monthly; Oliver, ND readings join Oliver, ND foreclosure, lien and ownership parcels (Oliver, ND), so cost-squeezed Oliver, ND owners surface before listing.
Inside North Dakota, Oliver County ranks 8th of 53 counties for home-insurance distress at 27/100; Mclean County (27/100) sits just above Oliver County, and Steele County (27/100) sits just below Oliver County.
Deterministic. Every Oliver County, ND signal traces to a public Oliver dataset (FEMA, NFIP, Census for Oliver, ND) · how insurance distress works in Oliver, ND · methodology
FAQ: Oliver County, ND insurance distress
What is the Oliver County, ND home-insurance-distress score?
Oliver, ND: 27/100 (LOW), #1,772 of 3,222, #8 in North Dakota. FEMA hazard, Oliver, ND: 52/100; NFIP stress, Oliver, ND: 0/100; construction, Oliver, ND: 51/100; Oliver, ND rescores monthly.
Is Oliver County insurance distress getting better or worse (ND)?
Oliver, ND: 26 in March 2026; Oliver, ND: 26 in October 2026 (unchanged); Oliver, ND climate component 52.
Which Oliver County ZIP codes carry the most insurance distress (ND)?
Oliver, ND, June 2026: 58554 at 0, 58563 at 0, 58545 at 0, 58523 at 0; Oliver, ND climate scores there: 56, 41, 16, 15.
Why does Oliver, ND insurance distress create sellers?
A Oliver, ND premium outruns the Oliver, ND budget; a carrier leaves Oliver, ND; Oliver, ND carrying cost passes plan; Oliver, ND owners sell while current; Oliver, ND insurance distress leads Oliver, ND foreclosure data.