Ransom County, ND: Home-Insurance Distress & Forced-Sale Pressure
Ransom County, ND: 21/100 (low) home-insurance distress; Ransom, ND band LOW; Ransom, ND #2,233 of 3,222 counties; Ransom, ND #23 of 53 in North Dakota; raw Ransom, ND 24.3; Ransom, ND coverage multiplier 0.85.
FEMA hazard, Ransom, ND: 40/100; Ransom, ND declarations, three years: 4; Ransom, ND perils: 2 severe-storm; Ransom, ND five-year count 9 (severity 13.5); Ransom, ND ten-year 9; hazard-weighted, Ransom, ND: 2.0.
Declared incidents on the Ransom, ND record: 2025 Severe Storm 3; 2024 Winter Storm 3 (Ransom, ND); 2023 Flood 1 (Ransom, ND).
NFIP claims, Ransom, ND, three years: none; Ransom, ND claim-stress 0/100.
Ransom, ND monthly score fell, 26 (March 2026) to 24 (October 2026); Ransom, ND by month: March 26, April 26, May 24, June 24 (Ransom, ND), July 23, August 21, September 21, October 24.
Ransom, ND components: climate 47; Ransom, ND retreat index 24; Ransom, ND climate multiplier 0.85.
Construction distress, Ransom, ND: 78/100 as of August 2026 (Ransom, ND: 78/100 one-to-four unit, 24/100 multifamily).
Ransom, ND ZIPs, June 2026 (Ransom, ND, 11 highest): score 0 (Ransom, ND), climate 63 (Ransom, ND): 58052; score 0 (Ransom, ND), climate 49 (Ransom, ND): 58027; score 0 (Ransom, ND), climate 36 (Ransom, ND): 58049; score 0 (Ransom, ND), climate 33 (Ransom, ND): 58062; score 0 (Ransom, ND), climate 30 (Ransom, ND): 58057; score 0 (Ransom, ND), climate 18 (Ransom, ND): 58068; score 0 (Ransom, ND), climate 16 (Ransom, ND): 58033, 58054; score 0 (Ransom, ND), climate 14 (Ransom, ND): 58060, 58490; score 0 (Ransom, ND), climate 12 (Ransom, ND): 58069.
DLRadar rescores Ransom, ND monthly; Ransom, ND readings join Ransom, ND foreclosure, lien and ownership parcels (Ransom, ND), so cost-squeezed Ransom, ND owners surface before listing.
Inside North Dakota, Ransom County ranks 23rd of 53 counties for home-insurance distress at 21/100; Nelson County (21/100) sits just above Ransom County, and Sheridan County (21/100) sits just below Ransom County.
Deterministic. Every Ransom County, ND signal traces to a public Ransom dataset (FEMA, NFIP, Census for Ransom, ND) · how insurance distress works in Ransom, ND · methodology
FAQ: Ransom County, ND insurance distress
What is the Ransom County, ND home-insurance-distress score?
Ransom, ND: 21/100 (LOW), #2,233 of 3,222, #23 in North Dakota. FEMA hazard, Ransom, ND: 40/100; NFIP stress, Ransom, ND: 0/100; construction, Ransom, ND: 78/100; Ransom, ND rescores monthly.
Is Ransom County insurance distress getting better or worse (ND)?
Ransom, ND: 26 in March 2026; Ransom, ND: 24 in October 2026 (better); Ransom, ND climate component 47.
Which Ransom County ZIP codes carry the most insurance distress (ND)?
Ransom, ND, June 2026: 58052 at 0, 58027 at 0, 58049 at 0, 58062 at 0; Ransom, ND climate scores there: 63, 49, 36, 33.
Why does Ransom, ND insurance distress create sellers?
A Ransom, ND premium outruns the Ransom, ND budget; a carrier leaves Ransom, ND; Ransom, ND carrying cost passes plan; Ransom, ND owners sell while current; Ransom, ND insurance distress leads Ransom, ND foreclosure data.