Sargent County, ND: Home-Insurance Distress & Forced-Sale Pressure
Sargent County, ND: 0/100 (low) home-insurance distress; Sargent, ND band ZERO; Sargent, ND #2,959 of 3,222 counties; Sargent, ND #50 of 53 in North Dakota; Sargent, ND coverage multiplier 0.70.
FEMA hazard, Sargent, ND: 0/100; Sargent, ND declarations, three years: 2; Sargent, ND five-year count 6 (severity 7.5); Sargent, ND ten-year 6.
Declared incidents on the Sargent, ND record: 2024 Winter Storm 2; 2023 Flood 1 (Sargent, ND).
NFIP claims, Sargent, ND, three years: none; Sargent, ND claim-stress 0/100.
Sargent, ND monthly score: 0 in every month from March 2026 (Sargent, ND) through October 2026.
Sargent, ND components: all zero this month; Sargent, ND climate multiplier 0.70.
Construction distress, Sargent, ND: 97/100 as of August 2026 (Sargent, ND: 97/100 one-to-four unit, 0/100 multifamily).
Sargent, ND ZIPs, June 2026 (Sargent, ND, 12 highest): score 0 (Sargent, ND), climate 40 (Sargent, ND): 58081; score 0 (Sargent, ND), climate 33 (Sargent, ND): 58053; score 0 (Sargent, ND), climate 16 (Sargent, ND): 57430, 58474; score 0 (Sargent, ND), climate 14 (Sargent, ND): 58060; score 0 (Sargent, ND), climate 12 (Sargent, ND): 58043, 58069; score 0 (Sargent, ND), climate 11 (Sargent, ND): 58013, 58017, 58032, 58040, Sargent, ND 58067.
DLRadar rescores Sargent, ND monthly; Sargent, ND readings join Sargent, ND foreclosure, lien and ownership parcels (Sargent, ND), so cost-squeezed Sargent, ND owners surface before listing.
Inside North Dakota, Sargent County ranks 50th of 53 counties for home-insurance distress at 0/100; Rolette County (0/100) sits just above Sargent County, and Slope County (0/100) sits just below Sargent County.
Deterministic. Every Sargent County, ND signal traces to a public Sargent dataset (FEMA, NFIP, Census for Sargent, ND) · how insurance distress works in Sargent, ND · methodology
FAQ: Sargent County, ND insurance distress
What is the Sargent County, ND home-insurance-distress score?
Sargent, ND: 0/100 (ZERO), #2,959 of 3,222, #50 in North Dakota. FEMA hazard, Sargent, ND: 0/100; NFIP stress, Sargent, ND: 0/100; construction, Sargent, ND: 97/100; Sargent, ND rescores monthly.
Is Sargent County insurance distress getting better or worse (ND)?
Sargent, ND: 0 in March 2026; Sargent, ND: 0 in October 2026 (unchanged).
Which Sargent County ZIP codes carry the most insurance distress (ND)?
Sargent, ND, June 2026: 58081 at 0, 58053 at 0, 57430 at 0, 58474 at 0; Sargent, ND climate scores there: 40, 33, 16, 16.
Why does Sargent, ND insurance distress create sellers?
A Sargent, ND premium outruns the Sargent, ND budget; a carrier leaves Sargent, ND; Sargent, ND carrying cost passes plan; Sargent, ND owners sell while current; Sargent, ND insurance distress leads Sargent, ND foreclosure data.