Stark County, ND: Home-Insurance Distress & Forced-Sale Pressure
Stark County, ND: 19/100 (low) home-insurance distress; Stark, ND band LOW; Stark, ND #2,363 of 3,222 counties; Stark, ND #28 of 53 in North Dakota; raw Stark, ND 22.0; Stark, ND coverage multiplier 0.85.
FEMA hazard, Stark, ND: 0/100; Stark, ND declarations, three years: none.
NFIP claims, Stark, ND, three years: 1; Stark, ND payouts $8,709; per Stark, ND claim $8,709; Stark, ND claim-stress 55/100.
Stark, ND monthly score fell, 20 (March 2026) to 19 (October 2026); Stark, ND by month: March 20, April 20, May 20, June 20 (Stark, ND), July 20, August 20, September 20, October 19.
Stark, ND components: NFIP claims 55; Stark, ND retreat index 19; Stark, ND climate multiplier 0.85.
Construction distress, Stark, ND: 81/100 as of August 2026 (Stark, ND: 80/100 one-to-four unit, 3/100 multifamily).
Stark, ND ZIPs, June 2026 (Stark, ND, 10 highest): score 0 (Stark, ND), climate 43 (Stark, ND): 58641, 58655; score 0 (Stark, ND), climate 40 (Stark, ND): 58638; score 0 (Stark, ND), climate 35 (Stark, ND): 58652; score 0 (Stark, ND), climate 33 (Stark, ND): 58601; score 0 (Stark, ND), climate 32 (Stark, ND): 58656; score 0 (Stark, ND), climate 31 (Stark, ND): 58630; score 0 (Stark, ND), climate 13 (Stark, ND): 58622; score 0 (Stark, ND), climate 9 (Stark, ND): 58646; score 0 (Stark, ND), climate 8 (Stark, ND): 58647.
DLRadar rescores Stark, ND monthly; Stark, ND readings join Stark, ND foreclosure, lien and ownership parcels (Stark, ND), so cost-squeezed Stark, ND owners surface before listing.
Inside North Dakota, Stark County ranks 28th of 53 counties for home-insurance distress at 19/100; Wells County (21/100) sits just above Stark County, and Ward County (17/100) sits just below Stark County.
Deterministic. Every Stark County, ND signal traces to a public Stark dataset (FEMA, NFIP, Census for Stark, ND) · how insurance distress works in Stark, ND · methodology
FAQ: Stark County, ND insurance distress
What is the Stark County, ND home-insurance-distress score?
Stark, ND: 19/100 (LOW), #2,363 of 3,222, #28 in North Dakota. FEMA hazard, Stark, ND: 0/100; NFIP stress, Stark, ND: 55/100; construction, Stark, ND: 81/100; Stark, ND rescores monthly.
Is Stark County insurance distress getting better or worse (ND)?
Stark, ND: 20 in March 2026; Stark, ND: 19 in October 2026 (better); Stark, ND NFIP claims score 55.
How many flood-insurance claims has Stark County, ND had?
Stark, ND: 1 NFIP claims, three years; Stark, ND paid $8,709; per Stark, ND claim $8,709; carriers reprice Stark, ND against that record.
Which Stark County ZIP codes carry the most insurance distress (ND)?
Stark, ND, June 2026: 58641 at 0, 58655 at 0, 58638 at 0, 58652 at 0; Stark, ND climate scores there: 43, 43, 40, 35.
Why does Stark, ND insurance distress create sellers?
A Stark, ND premium outruns the Stark, ND budget; a carrier leaves Stark, ND; Stark, ND carrying cost passes plan; Stark, ND owners sell while current; Stark, ND insurance distress leads Stark, ND foreclosure data.