Steele County, ND: Home-Insurance Distress & Forced-Sale Pressure
Steele County, ND: 27/100 (moderate) home-insurance distress; Steele, ND band LOW; Steele, ND #1,773 of 3,222 counties; Steele, ND #9 of 53 in North Dakota; raw Steele, ND 35.3; Steele, ND coverage multiplier 0.85.
FEMA hazard, Steele, ND: 52/100; Steele, ND declarations, three years: 9; Steele, ND perils: 6 severe-storm; Steele, ND five-year count 12 (severity 19.5); Steele, ND ten-year 12; hazard-weighted, Steele, ND: 6.0.
Declared incidents on the Steele, ND record: 2025 Severe Storm 4; 2024 Winter Storm 2 (Steele, ND); 2023 Flood 1 (Steele, ND).
NFIP claims, Steele, ND, three years: none; Steele, ND claim-stress 0/100.
Steele, ND monthly score fell, 33 (March 2026) to 26 (October 2026); Steele, ND by month: March 33, April 33, May 30, June 30 (Steele, ND), July 27, August 26, September 27, October 26.
Steele, ND components: climate 52; Steele, ND retreat index 26; Steele, ND climate multiplier 0.85.
Construction distress, Steele, ND: 88/100 as of August 2026 (Steele, ND: 92/100 one-to-four unit, 18/100 multifamily).
Steele, ND ZIPs, June 2026 (Steele, ND, 12 highest): score 0 (Steele, ND), climate 75 (Steele, ND): 58064; score 0 (Steele, ND), climate 61 (Steele, ND): 58267; score 0 (Steele, ND), climate 39 (Steele, ND): 58035; score 0 (Steele, ND), climate 24 (Steele, ND): 58056; score 0 (Steele, ND), climate 22 (Steele, ND): 58240; score 0 (Steele, ND), climate 15 (Steele, ND): 58046; score 0 (Steele, ND), climate 14 (Steele, ND): 58016; score 0 (Steele, ND), climate 13 (Steele, ND): 58212, 58274; score 0 (Steele, ND), climate 8 (Steele, ND): 58230, 58277; score 0 (Steele, ND), climate 5 (Steele, ND): 58425.
DLRadar rescores Steele, ND monthly; Steele, ND readings join Steele, ND foreclosure, lien and ownership parcels (Steele, ND), so cost-squeezed Steele, ND owners surface before listing.
Inside North Dakota, Steele County ranks 9th of 53 counties for home-insurance distress at 27/100; Oliver County (27/100) sits just above Steele County, and Stutsman County (27/100) sits just below Steele County.
Deterministic. Every Steele County, ND signal traces to a public Steele dataset (FEMA, NFIP, Census for Steele, ND) · how insurance distress works in Steele, ND · methodology
FAQ: Steele County, ND insurance distress
What is the Steele County, ND home-insurance-distress score?
Steele, ND: 27/100 (LOW), #1,773 of 3,222, #9 in North Dakota. FEMA hazard, Steele, ND: 52/100; NFIP stress, Steele, ND: 0/100; construction, Steele, ND: 88/100; Steele, ND rescores monthly.
Is Steele County insurance distress getting better or worse (ND)?
Steele, ND: 33 in March 2026; Steele, ND: 26 in October 2026 (better); Steele, ND climate component 52.
Which Steele County ZIP codes carry the most insurance distress (ND)?
Steele, ND, June 2026: 58064 at 0, 58267 at 0, 58035 at 0, 58056 at 0; Steele, ND climate scores there: 75, 61, 39, 24.
Why does Steele, ND insurance distress create sellers?
A Steele, ND premium outruns the Steele, ND budget; a carrier leaves Steele, ND; Steele, ND carrying cost passes plan; Steele, ND owners sell while current; Steele, ND insurance distress leads Steele, ND foreclosure data.