Stutsman County, ND: Home-Insurance Distress & Forced-Sale Pressure
Stutsman County, ND: 27/100 (moderate) home-insurance distress; Stutsman, ND band LOW; Stutsman, ND #1,774 of 3,222 counties; Stutsman, ND #10 of 53 in North Dakota; raw Stutsman, ND 35.3; Stutsman, ND coverage multiplier 0.85.
FEMA hazard, Stutsman, ND: 52/100; Stutsman, ND declarations, three years: 9; Stutsman, ND perils: 6 severe-storm; Stutsman, ND five-year count 9 (severity 16.5); Stutsman, ND ten-year 9; hazard-weighted, Stutsman, ND: 6.0.
Declared incidents on the Stutsman, ND record: 2025 Severe Storm 4; 2024 Winter Storm 2 (Stutsman, ND).
NFIP claims, Stutsman, ND, three years: none; Stutsman, ND claim-stress 0/100.
Stutsman, ND monthly score fell, 33 (March 2026) to 26 (October 2026); Stutsman, ND by month: March 33, April 33, May 30, June 30 (Stutsman, ND), July 27, August 26, September 27, October 26.
Stutsman, ND components: climate 52; Stutsman, ND retreat index 26; Stutsman, ND climate multiplier 0.85.
Construction distress, Stutsman, ND: 30/100 as of August 2026 (Stutsman, ND: 30/100 one-to-four unit, 0/100 multifamily).
Stutsman, ND ZIPs, June 2026 (Stutsman, ND, 16 highest): score 0 (Stutsman, ND), climate 50 (Stutsman, ND): 58401, 58402, 58405, 58420, Stutsman, ND 58424, 58476, 58496, 58497; score 0 (Stutsman, ND), climate 48 (Stutsman, ND): 58426; score 0 (Stutsman, ND), climate 47 (Stutsman, ND): 58481; score 0 (Stutsman, ND), climate 43 (Stutsman, ND): 58467; score 0 (Stutsman, ND), climate 40 (Stutsman, ND): 58492; score 0 (Stutsman, ND), climate 37 (Stutsman, ND): 58472; score 0 (Stutsman, ND), climate 33 (Stutsman, ND): 58455; score 0 (Stutsman, ND), climate 27 (Stutsman, ND): 58454; score 0 (Stutsman, ND), climate 26 (Stutsman, ND): 58466.
DLRadar rescores Stutsman, ND monthly; Stutsman, ND readings join Stutsman, ND foreclosure, lien and ownership parcels (Stutsman, ND), so cost-squeezed Stutsman, ND owners surface before listing.
Inside North Dakota, Stutsman County ranks 10th of 53 counties for home-insurance distress at 27/100; Steele County (27/100) sits just above Stutsman County, and Bottineau County (21/100) sits just below Stutsman County.
Deterministic. Every Stutsman County, ND signal traces to a public Stutsman dataset (FEMA, NFIP, Census for Stutsman, ND) · how insurance distress works in Stutsman, ND · methodology
FAQ: Stutsman County, ND insurance distress
What is the Stutsman County, ND home-insurance-distress score?
Stutsman, ND: 27/100 (LOW), #1,774 of 3,222, #10 in North Dakota. FEMA hazard, Stutsman, ND: 52/100; NFIP stress, Stutsman, ND: 0/100; construction, Stutsman, ND: 30/100; Stutsman, ND rescores monthly.
Is Stutsman County insurance distress getting better or worse (ND)?
Stutsman, ND: 33 in March 2026; Stutsman, ND: 26 in October 2026 (better); Stutsman, ND climate component 52.
Which Stutsman County ZIP codes carry the most insurance distress (ND)?
Stutsman, ND, June 2026: 58401 at 0, 58402 at 0, 58405 at 0, 58420 at 0; Stutsman, ND climate scores there: 50, 50, 50, 50.
Why does Stutsman, ND insurance distress create sellers?
A Stutsman, ND premium outruns the Stutsman, ND budget; a carrier leaves Stutsman, ND; Stutsman, ND carrying cost passes plan; Stutsman, ND owners sell while current; Stutsman, ND insurance distress leads Stutsman, ND foreclosure data.