Towner County, ND: Home-Insurance Distress & Forced-Sale Pressure
Towner County, ND: 0/100 (low) home-insurance distress; Towner, ND band ZERO; Towner, ND #2,961 of 3,222 counties; Towner, ND #52 of 53 in North Dakota; Towner, ND coverage multiplier 0.70.
FEMA hazard, Towner, ND: 0/100; Towner, ND declarations, three years: none; Towner, ND five-year count 3 (severity 3.0); Towner, ND ten-year 3.
Declared incidents on the Towner, ND record: 2023 Flood 1 (Towner, ND).
NFIP claims, Towner, ND, three years: none; Towner, ND claim-stress 0/100.
Towner, ND monthly score: 0 in every month from March 2026 (Towner, ND) through October 2026.
Towner, ND components: all zero this month; Towner, ND climate multiplier 0.70.
Construction distress, Towner, ND: 15/100 as of August 2026 (Towner, ND: 15/100 one-to-four unit, 0/100 multifamily).
Towner, ND ZIPs, June 2026 (Towner, ND, 13 highest): score 0 (Towner, ND), climate 42 (Towner, ND): 58310; score 0 (Towner, ND), climate 29 (Towner, ND): 58367; score 0 (Towner, ND), climate 18 (Towner, ND): 58377; score 0 (Towner, ND), climate 17 (Towner, ND): 58346; score 0 (Towner, ND), climate 11 (Towner, ND): 58363; score 0 (Towner, ND), climate 10 (Towner, ND): 58323, 58352; score 0 (Towner, ND), climate 7 (Towner, ND): 58372; score 0 (Towner, ND), climate 5 (Towner, ND): 58317; score 0 (Towner, ND), climate 3 (Towner, ND): 58324, 58331, 58339, 58365.
DLRadar rescores Towner, ND monthly; Towner, ND readings join Towner, ND foreclosure, lien and ownership parcels (Towner, ND), so cost-squeezed Towner, ND owners surface before listing.
Inside North Dakota, Towner County ranks 52nd of 53 counties for home-insurance distress at 0/100; Slope County (0/100) sits just above Towner County, and Walsh County (0/100) sits just below Towner County.
Deterministic. Every Towner County, ND signal traces to a public Towner dataset (FEMA, NFIP, Census for Towner, ND) · how insurance distress works in Towner, ND · methodology
FAQ: Towner County, ND insurance distress
What is the Towner County, ND home-insurance-distress score?
Towner, ND: 0/100 (ZERO), #2,961 of 3,222, #52 in North Dakota. FEMA hazard, Towner, ND: 0/100; NFIP stress, Towner, ND: 0/100; construction, Towner, ND: 15/100; Towner, ND rescores monthly.
Is Towner County insurance distress getting better or worse (ND)?
Towner, ND: 0 in March 2026; Towner, ND: 0 in October 2026 (unchanged).
Which Towner County ZIP codes carry the most insurance distress (ND)?
Towner, ND, June 2026: 58310 at 0, 58367 at 0, 58377 at 0, 58346 at 0; Towner, ND climate scores there: 42, 29, 18, 17.
Why does Towner, ND insurance distress create sellers?
A Towner, ND premium outruns the Towner, ND budget; a carrier leaves Towner, ND; Towner, ND carrying cost passes plan; Towner, ND owners sell while current; Towner, ND insurance distress leads Towner, ND foreclosure data.