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Adams County, NE: Home-Insurance Distress & Forced-Sale Pressure

Adams County, NE: 5/100 (low) home-insurance distress; Adams, NE band LOW; Adams, NE #2,467 of 3,222 counties; Adams, NE #52 of 93 in Nebraska; raw Adams, NE 6.1; Adams, NE coverage multiplier 0.85.

FEMA hazard, Adams, NE: 0/100; Adams, NE declarations, three years: none.

NFIP claims, Adams, NE, three years: 1; Adams, NE payouts $0; per Adams, NE claim $0; Adams, NE claim-stress 15/100.

Adams, NE monthly score rose, 0 (March 2026) to 5 (October 2026); Adams, NE by month: March 0, April 0, May 0, June 0 (Adams, NE), July 0, August 0, September 0, October 5.

Adams, NE components: NFIP claims 15; Adams, NE retreat index 5; Adams, NE climate multiplier 0.85.

Construction distress, Adams, NE: 99/100 as of August 2026 (Adams, NE: 74/100 one-to-four unit, 100/100 multifamily).

Adams, NE ZIPs, June 2026 (Adams, NE, 14 highest): score 0 (Adams, NE), climate 76 (Adams, NE): 68883; score 0 (Adams, NE), climate 68 (Adams, NE): 68925, 68950, 68955, 68973; score 0 (Adams, NE), climate 67 (Adams, NE): 68901; score 0 (Adams, NE), climate 63 (Adams, NE): 68956; score 0 (Adams, NE), climate 62 (Adams, NE): 68941; score 0 (Adams, NE), climate 61 (Adams, NE): 68980; score 0 (Adams, NE), climate 55 (Adams, NE): 68930; score 0 (Adams, NE), climate 54 (Adams, NE): 68928; score 0 (Adams, NE), climate 44 (Adams, NE): 68932; score 0 (Adams, NE), climate 40 (Adams, NE): 68945; score 0 (Adams, NE), climate 35 (Adams, NE): 68957.

DLRadar rescores Adams, NE monthly; Adams, NE readings join Adams, NE foreclosure, lien and ownership parcels (Adams, NE), so cost-squeezed Adams, NE owners surface before listing.

Inside Nebraska, Adams County ranks 52nd of 93 counties for home-insurance distress at 5/100; Webster County (21/100) sits just above Adams County, and Merrick County (5/100) sits just below Adams County.

Insurance distress
5/100
Adams, NE: LOW
National rank
#2467
Adams, NE: of 3,222 counties
FEMA hazard
0/100
Adams County hazard
NFIP claim stress
15/100
Adams, NE 3-year
Flood claims (3y)
1
Adams, NE
Claims paid (3y)
$0
Adams, NE payouts
Per claim
$0
Adams, NE
Construction distress
99/100
Adams, NE

Deterministic. Every Adams County, NE signal traces to a public Adams dataset (FEMA, NFIP, Census for Adams, NE) · how insurance distress works in Adams, NE · methodology

FAQ: Adams County, NE insurance distress

What is the Adams County, NE home-insurance-distress score?

Adams, NE: 5/100 (LOW), #2,467 of 3,222, #52 in Nebraska. FEMA hazard, Adams, NE: 0/100; NFIP stress, Adams, NE: 15/100; construction, Adams, NE: 99/100; Adams, NE rescores monthly.

Is Adams County insurance distress getting better or worse (NE)?

Adams, NE: 0 in March 2026; Adams, NE: 5 in October 2026 (worse); Adams, NE NFIP claims score 15.

How many flood-insurance claims has Adams County, NE had?

Adams, NE: 1 NFIP claims, three years; Adams, NE paid $0; per Adams, NE claim $0; carriers reprice Adams, NE against that record.

Which Adams County ZIP codes carry the most insurance distress (NE)?

Adams, NE, June 2026: 68883 at 0, 68925 at 0, 68950 at 0, 68955 at 0; Adams, NE climate scores there: 76, 68, 68, 68.

Why does Adams, NE insurance distress create sellers?

A Adams, NE premium outruns the Adams, NE budget; a carrier leaves Adams, NE; Adams, NE carrying cost passes plan; Adams, NE owners sell while current; Adams, NE insurance distress leads Adams, NE foreclosure data.

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