Douglas County, NE: Home-Insurance Distress & Forced-Sale Pressure
Douglas County, NE: 76/100 (severe) home-insurance distress; Douglas, NE band MEDIUM; Douglas, NE #471 of 3,222 counties; Douglas, NE #1 of 93 in Nebraska.
FEMA hazard, Douglas, NE: 68/100; Douglas, NE declarations, three years: 12; Douglas, NE perils: 8 severe-storm; Douglas, NE five-year count 18 (severity 30.0); Douglas, NE ten-year 18; hazard-weighted, Douglas, NE: 8.0.
Declared incidents on the Douglas, NE record: 2025 Winter Storm 3; 2025 Severe Storm 3 (Douglas, NE); 2024 Severe Storm 9; 2024 Tornado 3 (Douglas, NE).
NFIP claims, Douglas, NE, three years: 22; Douglas, NE payouts $785,518; per Douglas, NE claim $35,705; Douglas, NE claim-stress 88/100.
Douglas, NE monthly score fell, 82 (March 2026) to 81 (October 2026); Douglas, NE by month: March 82, April 82, May 80, June 80 (Douglas, NE), July 78, August 78, September 77, October 81.
Douglas, NE components: climate 77, NFIP claims 88; Douglas, NE retreat index 81.
Construction distress, Douglas, NE: 51/100 as of August 2026 (Douglas, NE: 51/100 one-to-four unit, 51/100 multifamily).
Douglas, NE ZIPs, June 2026 (Douglas, NE, 16 highest): score 0 (Douglas, NE), climate 96 (Douglas, NE): 68010, 68022, 68102, 68104, Douglas, NE 68105, 68106, 68107, 68108, Douglas, NE 68110, 68111, 68114, 68116, Douglas, NE 68117, 68118, 68124, 68127.
DLRadar rescores Douglas, NE monthly; Douglas, NE readings join Douglas, NE foreclosure, lien and ownership parcels (Douglas, NE), so cost-squeezed Douglas, NE owners surface before listing.
Inside Nebraska, Douglas County ranks 1st of 93 counties for home-insurance distress at 76/100; Saunders County (71/100) sits just below Douglas County.
Deterministic. Every Douglas County, NE signal traces to a public Douglas dataset (FEMA, NFIP, Census for Douglas, NE) · how insurance distress works in Douglas, NE · methodology
FAQ: Douglas County, NE insurance distress
What is the Douglas County, NE home-insurance-distress score?
Douglas, NE: 76/100 (MEDIUM), #471 of 3,222, #1 in Nebraska. FEMA hazard, Douglas, NE: 68/100; NFIP stress, Douglas, NE: 88/100; construction, Douglas, NE: 51/100; Douglas, NE rescores monthly.
Is Douglas County insurance distress getting better or worse (NE)?
Douglas, NE: 82 in March 2026; Douglas, NE: 81 in October 2026 (better); Douglas, NE climate component 77; Douglas, NE NFIP claims score 88.
How many flood-insurance claims has Douglas County, NE had?
Douglas, NE: 22 NFIP claims, three years; Douglas, NE paid $785,518; per Douglas, NE claim $35,705; carriers reprice Douglas, NE against that record.
Which Douglas County ZIP codes carry the most insurance distress (NE)?
Douglas, NE, June 2026: 68010 at 0, 68022 at 0, 68102 at 0, 68104 at 0; Douglas, NE climate scores there: 96, 96, 96, 96.
Why does Douglas, NE insurance distress create sellers?
A Douglas, NE premium outruns the Douglas, NE budget; a carrier leaves Douglas, NE; Douglas, NE carrying cost passes plan; Douglas, NE owners sell while current; Douglas, NE insurance distress leads Douglas, NE foreclosure data.