Holt County, NE: Home-Insurance Distress & Forced-Sale Pressure
Holt County, NE: 21/100 (low) home-insurance distress; Holt, NE band LOW; Holt, NE #2,209 of 3,222 counties; Holt, NE #39 of 93 in Nebraska; raw Holt, NE 27.4; Holt, NE coverage multiplier 0.85.
FEMA hazard, Holt, NE: 40/100; Holt, NE declarations, three years: 3; Holt, NE perils: 3 severe-storm; Holt, NE five-year count 3 (severity 4.5); Holt, NE ten-year 3; hazard-weighted, Holt, NE: 3.0.
Declared incidents on the Holt, NE record: 2024 Severe Storm 3 (Holt, NE).
NFIP claims, Holt, NE, three years: none; Holt, NE claim-stress 0/100.
Holt, NE monthly score fell, 26 (March 2026) to 23 (October 2026); Holt, NE by month: March 26, April 26, May 24, June 24 (Holt, NE), July 23, August 21, September 21, October 23.
Holt, NE components: climate 46; Holt, NE retreat index 23; Holt, NE climate multiplier 0.85.
Construction distress, Holt, NE: 0/100 as of August 2026 (Holt, NE: 0/100 one-to-four unit, 0/100 multifamily).
Holt, NE ZIPs, June 2026 (Holt, NE, 14 highest): score 0 (Holt, NE), climate 27 (Holt, NE): 68764; score 0 (Holt, NE), climate 25 (Holt, NE): 68726; score 0 (Holt, NE), climate 20 (Holt, NE): 68711, 68713, 68734, 68742, Holt, NE 68763, 68766, 68780; score 0 (Holt, NE), climate 19 (Holt, NE): 68725; score 0 (Holt, NE), climate 16 (Holt, NE): 68735; score 0 (Holt, NE), climate 11 (Holt, NE): 68746; score 0 (Holt, NE), climate 9 (Holt, NE): 68777; score 0 (Holt, NE), climate 4 (Holt, NE): 68823.
DLRadar rescores Holt, NE monthly; Holt, NE readings join Holt, NE foreclosure, lien and ownership parcels (Holt, NE), so cost-squeezed Holt, NE owners surface before listing.
Inside Nebraska, Holt County ranks 40th of 93 counties for home-insurance distress at 21/100; Hitchcock County (21/100) sits just above Holt County, and Jefferson County (21/100) sits just below Holt County.
Deterministic. Every Holt County, NE signal traces to a public Holt dataset (FEMA, NFIP, Census for Holt, NE) · how insurance distress works in Holt, NE · methodology
FAQ: Holt County, NE insurance distress
What is the Holt County, NE home-insurance-distress score?
Holt, NE: 21/100 (LOW), #2,209 of 3,222, #39 in Nebraska. FEMA hazard, Holt, NE: 40/100; NFIP stress, Holt, NE: 0/100; construction, Holt, NE: 0/100; Holt, NE rescores monthly.
Is Holt County insurance distress getting better or worse (NE)?
Holt, NE: 26 in March 2026; Holt, NE: 23 in October 2026 (better); Holt, NE climate component 46.
Which Holt County ZIP codes carry the most insurance distress (NE)?
Holt, NE, June 2026: 68764 at 0, 68726 at 0, 68711 at 0, 68713 at 0; Holt, NE climate scores there: 27, 25, 20, 20.
Why does Holt, NE insurance distress create sellers?
A Holt, NE premium outruns the Holt, NE budget; a carrier leaves Holt, NE; Holt, NE carrying cost passes plan; Holt, NE owners sell while current; Holt, NE insurance distress leads Holt, NE foreclosure data.