Lincoln County, NE: Home-Insurance Distress & Forced-Sale Pressure
Lincoln County, NE: 40/100 (moderate) home-insurance distress; Lincoln, NE band LOW; Lincoln, NE #1,309 of 3,222 counties; Lincoln, NE #14 of 93 in Nebraska; raw Lincoln, NE 52.0; Lincoln, NE coverage multiplier 0.85.
FEMA hazard, Lincoln, NE: 78/100; Lincoln, NE declarations, three years: 12; Lincoln, NE perils: 4 fire, 6 severe-storm; Lincoln, NE five-year count 6 (severity 9.0); Lincoln, NE ten-year 6; hazard-weighted, Lincoln, NE: 18.0.
Declared incidents on the Lincoln, NE record: 2026 Fire 6; 2024 Severe Storm 6 (Lincoln, NE).
NFIP claims, Lincoln, NE, three years: none; Lincoln, NE claim-stress 0/100.
Lincoln, NE monthly score rose, 33 (March 2026) to 45 (October 2026); Lincoln, NE by month: March 33, April 33, May 38, June 38 (Lincoln, NE), July 41, August 43, September 40, October 45.
Lincoln, NE components: climate 88; Lincoln, NE retreat index 45; Lincoln, NE climate multiplier 0.85.
Construction distress, Lincoln, NE: 0/100 as of August 2026 (Lincoln, NE: 18/100 one-to-four unit, 0/100 multifamily).
Lincoln, NE ZIPs, June 2026 (Lincoln, NE, 14 highest): score 0 (Lincoln, NE), climate 52 (Lincoln, NE): 69123, 69132, 69143, 69151, Lincoln, NE 69170; score 0 (Lincoln, NE), climate 51 (Lincoln, NE): 69138; score 0 (Lincoln, NE), climate 49 (Lincoln, NE): 69101; score 0 (Lincoln, NE), climate 41 (Lincoln, NE): 69169; score 0 (Lincoln, NE), climate 33 (Lincoln, NE): 69029, 69039; score 0 (Lincoln, NE), climate 29 (Lincoln, NE): 69120; score 0 (Lincoln, NE), climate 26 (Lincoln, NE): 69165; score 0 (Lincoln, NE), climate 22 (Lincoln, NE): 69025; score 0 (Lincoln, NE), climate 7 (Lincoln, NE): 69163.
DLRadar rescores Lincoln, NE monthly; Lincoln, NE readings join Lincoln, NE foreclosure, lien and ownership parcels (Lincoln, NE), so cost-squeezed Lincoln, NE owners surface before listing.
Inside Nebraska, Lincoln County ranks 14th of 93 counties for home-insurance distress at 40/100; Dodge County (47/100) sits just above Lincoln County, and Garden County (38/100) sits just below Lincoln County.
Deterministic. Every Lincoln County, NE signal traces to a public Lincoln dataset (FEMA, NFIP, Census for Lincoln, NE) · how insurance distress works in Lincoln, NE · methodology
FAQ: Lincoln County, NE insurance distress
What is the Lincoln County, NE home-insurance-distress score?
Lincoln, NE: 40/100 (LOW), #1,309 of 3,222, #14 in Nebraska. FEMA hazard, Lincoln, NE: 78/100; NFIP stress, Lincoln, NE: 0/100; construction, Lincoln, NE: 0/100; Lincoln, NE rescores monthly.
Is Lincoln County insurance distress getting better or worse (NE)?
Lincoln, NE: 33 in March 2026; Lincoln, NE: 45 in October 2026 (worse); Lincoln, NE climate component 88.
Which Lincoln County ZIP codes carry the most insurance distress (NE)?
Lincoln, NE, June 2026: 69123 at 0, 69132 at 0, 69143 at 0, 69151 at 0; Lincoln, NE climate scores there: 52, 52, 52, 52.
Why does Lincoln, NE insurance distress create sellers?
A Lincoln, NE premium outruns the Lincoln, NE budget; a carrier leaves Lincoln, NE; Lincoln, NE carrying cost passes plan; Lincoln, NE owners sell while current; Lincoln, NE insurance distress leads Lincoln, NE foreclosure data.