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Merrick County, NE: Home-Insurance Distress & Forced-Sale Pressure

Merrick County, NE: 5/100 (low) home-insurance distress; Merrick, NE band LOW; Merrick, NE #2,468 of 3,222 counties; Merrick, NE #53 of 93 in Nebraska; raw Merrick, NE 6.1; Merrick, NE coverage multiplier 0.85.

FEMA hazard, Merrick, NE: 0/100; Merrick, NE declarations, three years: none.

NFIP claims, Merrick, NE, three years: 1; Merrick, NE payouts $0; per Merrick, NE claim $0; Merrick, NE claim-stress 15/100.

Merrick, NE monthly score fell, 6 (March 2026) to 5 (October 2026); Merrick, NE by month: March 6, April 6, May 5, June 5 (Merrick, NE), July 5, August 5, September 5, October 5.

Merrick, NE components: NFIP claims 15; Merrick, NE retreat index 5; Merrick, NE climate multiplier 0.85.

Construction distress, Merrick, NE: 56/100 as of August 2026 (Merrick, NE: 56/100 one-to-four unit, 45/100 multifamily).

Merrick, NE ZIPs, June 2026 (Merrick, NE, 9 highest): score 0 (Merrick, NE), climate 64 (Merrick, NE): 68801; score 0 (Merrick, NE), climate 46 (Merrick, NE): 68816, 68826, 68827; score 0 (Merrick, NE), climate 44 (Merrick, NE): 68628; score 0 (Merrick, NE), climate 38 (Merrick, NE): 68663; score 0 (Merrick, NE), climate 36 (Merrick, NE): 68872; score 0 (Merrick, NE), climate 35 (Merrick, NE): 68864; score 0 (Merrick, NE), climate 26 (Merrick, NE): 68638.

DLRadar rescores Merrick, NE monthly; Merrick, NE readings join Merrick, NE foreclosure, lien and ownership parcels (Merrick, NE), so cost-squeezed Merrick, NE owners surface before listing.

Inside Nebraska, Merrick County ranks 53rd of 93 counties for home-insurance distress at 5/100; Adams County (5/100) sits just above Merrick County, and Antelope County (0/100) sits just below Merrick County.

Insurance distress
5/100
Merrick, NE: LOW
National rank
#2468
Merrick, NE: of 3,222 counties
FEMA hazard
0/100
Merrick County hazard
NFIP claim stress
15/100
Merrick, NE 3-year
Flood claims (3y)
1
Merrick, NE
Claims paid (3y)
$0
Merrick, NE payouts
Per claim
$0
Merrick, NE
Construction distress
56/100
Merrick, NE

Deterministic. Every Merrick County, NE signal traces to a public Merrick dataset (FEMA, NFIP, Census for Merrick, NE) · how insurance distress works in Merrick, NE · methodology

FAQ: Merrick County, NE insurance distress

What is the Merrick County, NE home-insurance-distress score?

Merrick, NE: 5/100 (LOW), #2,468 of 3,222, #53 in Nebraska. FEMA hazard, Merrick, NE: 0/100; NFIP stress, Merrick, NE: 15/100; construction, Merrick, NE: 56/100; Merrick, NE rescores monthly.

Is Merrick County insurance distress getting better or worse (NE)?

Merrick, NE: 6 in March 2026; Merrick, NE: 5 in October 2026 (better); Merrick, NE NFIP claims score 15.

How many flood-insurance claims has Merrick County, NE had?

Merrick, NE: 1 NFIP claims, three years; Merrick, NE paid $0; per Merrick, NE claim $0; carriers reprice Merrick, NE against that record.

Which Merrick County ZIP codes carry the most insurance distress (NE)?

Merrick, NE, June 2026: 68801 at 0, 68816 at 0, 68826 at 0, 68827 at 0; Merrick, NE climate scores there: 64, 46, 46, 46.

Why does Merrick, NE insurance distress create sellers?

A Merrick, NE premium outruns the Merrick, NE budget; a carrier leaves Merrick, NE; Merrick, NE carrying cost passes plan; Merrick, NE owners sell while current; Merrick, NE insurance distress leads Merrick, NE foreclosure data.

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