Sarpy County, NE: Home-Insurance Distress & Forced-Sale Pressure
Sarpy County, NE: 57/100 (elevated) home-insurance distress; Sarpy, NE band MEDIUM; Sarpy, NE #971 of 3,222 counties; Sarpy, NE #7 of 93 in Nebraska.
FEMA hazard, Sarpy, NE: 52/100; Sarpy, NE declarations, three years: 6; Sarpy, NE perils: 4 severe-storm; Sarpy, NE five-year count 9 (severity 15.0); Sarpy, NE ten-year 9; hazard-weighted, Sarpy, NE: 4.0.
Declared incidents on the Sarpy, NE record: 2025 Winter Storm 2; 2024 Severe Storm 4 (Sarpy, NE).
NFIP claims, Sarpy, NE, three years: 5; Sarpy, NE payouts $22,171; per Sarpy, NE claim $4,434; Sarpy, NE claim-stress 64/100.
Sarpy, NE monthly score fell, 66 (March 2026) to 62 (October 2026); Sarpy, NE by month: March 66, April 66, May 61, June 61 (Sarpy, NE), July 59, August 58, September 58, October 62.
Sarpy, NE components: climate 60, NFIP claims 64; Sarpy, NE retreat index 62.
Construction distress, Sarpy, NE: 35/100 as of August 2026 (Sarpy, NE: 42/100 one-to-four unit, 22/100 multifamily).
Sarpy, NE ZIPs, June 2026 (Sarpy, NE, 14 highest): score 0 (Sarpy, NE), climate 95 (Sarpy, NE): 68069; score 0 (Sarpy, NE), climate 86 (Sarpy, NE): 68005, 68028, 68046, 68056, Sarpy, NE 68059, 68113, 68123, 68128, Sarpy, NE 68133, 68136, 68138, 68147, Sarpy, NE 68157.
DLRadar rescores Sarpy, NE monthly; Sarpy, NE readings join Sarpy, NE foreclosure, lien and ownership parcels (Sarpy, NE), so cost-squeezed Sarpy, NE owners surface before listing.
Inside Nebraska, Sarpy County ranks 7th of 93 counties for home-insurance distress at 57/100; Howard County (64/100) sits just above Sarpy County, and Cass County (55/100) sits just below Sarpy County.
Deterministic. Every Sarpy County, NE signal traces to a public Sarpy dataset (FEMA, NFIP, Census for Sarpy, NE) · how insurance distress works in Sarpy, NE · methodology
FAQ: Sarpy County, NE insurance distress
What is the Sarpy County, NE home-insurance-distress score?
Sarpy, NE: 57/100 (MEDIUM), #971 of 3,222, #7 in Nebraska. FEMA hazard, Sarpy, NE: 52/100; NFIP stress, Sarpy, NE: 64/100; construction, Sarpy, NE: 35/100; Sarpy, NE rescores monthly.
Is Sarpy County insurance distress getting better or worse (NE)?
Sarpy, NE: 66 in March 2026; Sarpy, NE: 62 in October 2026 (better); Sarpy, NE climate component 60; Sarpy, NE NFIP claims score 64.
How many flood-insurance claims has Sarpy County, NE had?
Sarpy, NE: 5 NFIP claims, three years; Sarpy, NE paid $22,171; per Sarpy, NE claim $4,434; carriers reprice Sarpy, NE against that record.
Which Sarpy County ZIP codes carry the most insurance distress (NE)?
Sarpy, NE, June 2026: 68069 at 0, 68005 at 0, 68028 at 0, 68046 at 0; Sarpy, NE climate scores there: 95, 86, 86, 86.
Why does Sarpy, NE insurance distress create sellers?
A Sarpy, NE premium outruns the Sarpy, NE budget; a carrier leaves Sarpy, NE; Sarpy, NE carrying cost passes plan; Sarpy, NE owners sell while current; Sarpy, NE insurance distress leads Sarpy, NE foreclosure data.