Thurston County, NE: Home-Insurance Distress & Forced-Sale Pressure
Thurston County, NE: 21/100 (low) home-insurance distress; Thurston, NE band LOW; Thurston, NE #2,219 of 3,222 counties; Thurston, NE #50 of 93 in Nebraska; raw Thurston, NE 24.3; Thurston, NE coverage multiplier 0.85.
FEMA hazard, Thurston, NE: 40/100; Thurston, NE declarations, three years: 4; Thurston, NE perils: 2 severe-storm; Thurston, NE five-year count 3 (severity 6.0); Thurston, NE ten-year 3; hazard-weighted, Thurston, NE: 2.0.
Declared incidents on the Thurston, NE record: 2026 Severe Storm 2; 2025 Winter Storm 2 (Thurston, NE).
NFIP claims, Thurston, NE, three years: none; Thurston, NE claim-stress 0/100.
Thurston, NE monthly score rose, 0 (March 2026) to 23 (October 2026); Thurston, NE by month: March 0, April 0, May 0, June 0 (Thurston, NE), July 0, August 21, September 21, October 23.
Thurston, NE components: climate 46; Thurston, NE retreat index 23; Thurston, NE climate multiplier 0.85.
Construction distress, Thurston, NE: 93/100 as of August 2026 (Thurston, NE: 93/100 one-to-four unit, 0/100 multifamily).
Thurston, NE ZIPs, June 2026 (Thurston, NE, 10 highest): score 0 (Thurston, NE), climate 34 (Thurston, NE): 68047; score 0 (Thurston, NE), climate 26 (Thurston, NE): 68038; score 0 (Thurston, NE), climate 25 (Thurston, NE): 68020; score 0 (Thurston, NE), climate 24 (Thurston, NE): 68039, 68055, 68062, 68067, Thurston, NE 68071, 68733; score 0 (Thurston, NE), climate 18 (Thurston, NE): 68784.
DLRadar rescores Thurston, NE monthly; Thurston, NE readings join Thurston, NE foreclosure, lien and ownership parcels (Thurston, NE), so cost-squeezed Thurston, NE owners surface before listing.
Inside Nebraska, Thurston County ranks 50th of 93 counties for home-insurance distress at 21/100; Thomas County (21/100) sits just above Thurston County, and Webster County (21/100) sits just below Thurston County.
Deterministic. Every Thurston County, NE signal traces to a public Thurston dataset (FEMA, NFIP, Census for Thurston, NE) · how insurance distress works in Thurston, NE · methodology
FAQ: Thurston County, NE insurance distress
What is the Thurston County, NE home-insurance-distress score?
Thurston, NE: 21/100 (LOW), #2,219 of 3,222, #50 in Nebraska. FEMA hazard, Thurston, NE: 40/100; NFIP stress, Thurston, NE: 0/100; construction, Thurston, NE: 93/100; Thurston, NE rescores monthly.
Is Thurston County insurance distress getting better or worse (NE)?
Thurston, NE: 0 in March 2026; Thurston, NE: 23 in October 2026 (worse); Thurston, NE climate component 46.
Which Thurston County ZIP codes carry the most insurance distress (NE)?
Thurston, NE, June 2026: 68047 at 0, 68038 at 0, 68020 at 0, 68039 at 0; Thurston, NE climate scores there: 34, 26, 25, 24.
Why does Thurston, NE insurance distress create sellers?
A Thurston, NE premium outruns the Thurston, NE budget; a carrier leaves Thurston, NE; Thurston, NE carrying cost passes plan; Thurston, NE owners sell while current; Thurston, NE insurance distress leads Thurston, NE foreclosure data.